Take advantage of our updates on Citizens Access CD Rates, offers, and promotions here.
Currently, they have a 2.70% APY Rate for their 12-Month CD Account. This offer is available nationwide. Read below for more information on their appealing accounts and rates below.
Citizens Access CD Rates
With Citizens Access, they strive to provide the best savings experience to their customers. Additionally, they made this financial institute to give an alternative to a traditional bank and short-term bonus offers. In other words, this is why they grant access to a protected digital service for you to save more.
- Minimum deposit: $5,000
- Maximum deposit: None listed
- Early withdrawal penalty: None listed
Term | APY Rate | Minimum Deposit |
1 Year | 2.70% | $5,000 |
Account Features
- Flexible interest payment
- No teaser rates
- FDIC insured
Is the Citizens Access CD Account Right For You?
If you’re able to responsibly meet the $5,000 minimum deposit, this account is great to earn interest on your deposits. Please note that if you withdraw funds prior to the CD’s maturity date (the end of the CD’s term), you will be subject to fees and penalty. It’s highly suggested to only deposit an amount of funds that you will surely not needed before your CD’s term is up.
Since there are no branches or ATMs available, keep in mind that you’ll need to have an external account to deposit / transfer money entirely online. However, if you have any questions, you’ll have access to customer service.
Conclusion
Now, when you open a new CD account, you’ll be able to earn this great rate with Citizens Access. Plus, they have several perks that you’ll be able to benefit from as well. However, if this offer doesn’t catch your eye, check out other CD rates below.
Finally, be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.