Find the latest Lemmata Savings Bank CD rates, offers, and promotions here.
Currently, they offer competitive CD rates of up to 5.05% APY.
Update 3/20/24: Rate for the 9 month term has decreased to 5.05% APY (down from 5.20%).
About Lemmata Savings Bank CD Rates
Lemmata Savings Bank offers a digital-first banking experience rooted in competitive savings products that help you on your journey toward financial growth and empowerment. The name Lemmata is inspired by the concept “lemma,” which describes tackling a big problem or challenge by dividing it into smaller aspects first, echoing how reaching your money goals involves many steps along the way. And the bank is also committed to giving back: when you deposit, Lemmata makes charitable donations to a worthy cause.
Lemmata Savings Bank CD Rates Summary
- Availability: Nationwide, Online
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1 minimum deposit
| Term | APY Rate | Minimum Deposit |
| 9-Month CD | 5.05% | $1 |
| Technology Credit Union 5-Month No Penalty CD | 5.15% APY | Review |
| American First Credit Union 24-Month Certificate | 4.65% APY | Review |
| American First Credit Union 12-Month Certificate | 4.50% APY | Review |
| Discover Bank | Up to 4.05% APY | Review |
| Ponce Bank 3-Month High Yield CD | 3.90% APY | Review |
| Ponce Bank 4-Month No Penalty CD | 3.90% APY | Review |
| Blue Federal Credit Union 9-Month No Penalty CD | 3.85% APY | Review |
| Western Alliance Bank 3-Month CD | 3.80% APY | Review |
| Blue Federal Credit Union 15-Month Share Certificate | 3.80% APY | Review |
| Sallie Mae 14-Month CD | 3.75% APY | Review |
| Quontic Bank | Up to 3.75% APY | Review |
| First Mid Bank & Trust 9-Month CD | 3.50% APY | Review |
| Western Alliance Bank 6-Month CD | 3.50% APY | Review |
| Western Alliance Bank 12-Month CD | 3.30% APY | Review |
| CIT Bank 13-Month CD | 3.25% APY | Review |
| CIT Bank 11-Month No Penalty CD | 3.25% APY | Review |
| Ponce Bank 1-Month High Yield CD | 3.00% APY | Review |
Account Features
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Lemmata gives back through charitable donations when you save.
- Deposits are FDIC insured through California Bank of Commerce.
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Conclusion
If you’re looking to build your savings and/or emergency fund, here’s a great account to do so with.
Earn a high, competitive rate with a safe and secure vehicle to earn interest on your money.
For more options, browse our list of the latest and best CD rates and top no penalty CDs.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
