Take advantage of our updates on SAFE Credit Union bonuses, promotions, and offers here. Available in California only.
Update 6/26/25: There is now a $600 checking bonus available through 12/31/25.
SAFE Credit Union Bonuses Review
Founded in 1940, SAFE Credit Union provides their members with the financial services and products they need. They strive to give exceptional experiences and solutions that would suit you best. Additionally, there are several perks that comes with opening a new account with them.
| Eligibility: Membership in Safe Credit Union is open to those who live, work, attend school or worship in Sacramento, Yolo, Placer, Yuba, Amador, Sutter, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties in California. See their membership eligibility page. |
I’ll go over all SAFE Credit Union Checking offers below.
SAFE Credit Union $600 Checking Bonus
- What you’ll get: $600 Bonus
- Eligible account: Perfect Cents Checking
- Where it’s available: CA (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: See below on how to waive
- How to earn it:
- Get $300 bonus:
- Open a SAFE checking account using promo code SAFE600.
- Set up qualified direct deposit.
- Enroll in eStatements.
- Have at least $1,000 in qualified direct deposits post within the first 60 days. Then receive at least $1,000 in direct deposits each month for the next two consecutive months.
- Get another $300 bonus:
- Complete all requirements to Get $300.
- Reach at least $2,500 combined balance within 30 days of opening the account. (Your direct deposit amount qualifies toward this total.)
- Maintain the $2,500 balance for 90 consecutive days after meeting balance requirement.
- Get $300 bonus:
(Expires 12/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Must meet the following requirements to qualify for the first $300 of the Get $600 Checking Promotion (Promotion): 1) Have no previous or existing member relationship with SAFE Credit Union, 2) Open a SAFE checking account with promotional code SAFE600 and $25 minimum deposit by 12/31/2025, 3) Set up and post the first qualified direct deposit(s) to the new checking for at least $1,000, coded as employer, retirement, or approved government benefits (e.g., Social Security) within 60 days of account opening, 4) Continue qualified direct deposit(s) for a total of three consecutive months, and 5) Enroll in eStatements.
- To qualify for the additional $300, you must: 1) Qualify for the first $300 of the Promotion, 2) Deposit at least $2,500 into any of the SAFE share accounts owned by the new checking account member within 30 days of opening, and 3) Maintain the $2,500 for 90 consecutive days.
- Additional Promotion requirements: Member must be in good standing at the time of promotional disbursement.
- Promotional amount(s) will be posted to your checking account within 30 days of qualification. SAFE complies with applicable tax reporting requirements.
- Member is responsible for any federal, state, or local taxes.
- Not available on business or organizational accounts. Cannot be combined with other account opening offers.
- SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening.
- Any inquiries or disputes related to the promotion(s) will be decided by SAFE Credit Union and must be submitted within 180 days of opening the account.
- Promotion(s) may change or be canceled at any time.
SAFE Credit Union $100 Referral Bonuses
SAFE Credit Union now has a $100 bonus offer when you refer friends/family to open an eligible checking account and meet all of their requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: CA
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: See below on how to waive
- How to earn it:
- Your friend opens a SAFE checking account and meets the reward criteria within 60 days by making 10 debit card purchases.
- Once your friend meets the criteria, you both get your $100 reward emailed to you within 10 business days.
- You can get up to $500 in rewards a year for referring your friends!
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Fine Print
- $25 required to open account. Reward criteria must be met within 60 days of account opening and rewards paid within 10 business days.
- Advocate: To qualify for a Refer Your Friend Program (Program) reward, the referring SAFE Credit Union member (Advocate) must be in good standing with SAFE and have belonged to SAFE for at least one business day. Limit $500 in referral bonuses per calendar year. A referred member (Friend) must comply with SAFE Program requirements for the Advocate to earn a bonus. Friend: For the Advocate and Friend to earn rewards under the Program, the Friend must enroll in the Program using the referral link provided by the Advocate. The Friend will receive a Program bonus if (1) they open a SAFE checking account with a minimum of $25, and (2) within 60 days of account opening have posted ten debit card merchant purchase transactions to their SAFE checking account.
- Reward Fulfillment: Both Advocate and Friend must be SAFE members in good standing at time of reward disbursement. Rewards will be disbursed in the form of prepaid card redemption options emailed by a third party, tangocard.com, to the Advocate and Friend’s emails within ten business days after Program criteria are met. Neither SAFE nor any third-party providing Program services will have any liability to Advocate or Friend for failure to deliver prepaid card redemption emails due to invalid email addresses.
- Additional Terms: SAFE complies with applicable tax reporting requirements. Advocate and Friend are responsible for any federal, state, or local taxes on bonuses (rewards). Not available on business or organizational accounts. SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Program subject to change or cancellation without notice.
How to Waive Monthly Fees
- Freedom Checking: No monthly service fee with eStatements
- Perfect Cents Checking: No monthly service fee with eStatements and either direct deposit or 10 purchase transactions
- Prestige Checking: No monthly service fee with minimum daily balance of $1,000 or more
- Capitol Checking: No monthly fees
- Business Value Checking: $10.00 monthly waived with eStatements and either a $2,000 minimum daily balance or combined $4,000 in deposit and business loan balances, or a SAFE Visa Business Card.
- Business Checking: $15.00 monthly waived with eStatements and either a $5,000 minimum daily balance or combined $10,000 in deposit and business loan balances, or a SAFE Visa Business Card.
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Conclusion
Now, if you’re interested in this offer be sure to visit SAFE Credit Union. Plus, there are several perks that come with opening a checking account with them. However, if you don’t reside in California, check out other Bank Bonuses below.
SAFE Credit Union has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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Check back often for more SAFE Credit Union Bonuses, Promotions, or Offers!
