S&T Bank Bonuses: $300, $400, $900 Checking, Business Promotions (OH, PA)

Find the latest S&T Bank bonuses, promotions, and offers here.

Update 4/24/25: The $300/$400 checking bonus is back through 6/30/25.

S&T Bank Bonuses Review

Founded in 1902, S&T Bank provides a full range of financial services to families and businesses across Pennsylvania and Ohio.

S&T Bank strives to perform as a model community bank in every geographic area, with every product and service, and with every customer, every day.

I’ll go over the S&T Bank bonuses & offers below.

S&T Bank $300 or $400 Checking Bonus

When you open a qualifying account and meet the requirements, you can earn a $300 bonus.

• What you’ll get: $300 or $400 Bonus
  • $300 Bonus (West Pennsylvania) promo code STWPA2Q25
  • $400 Bonus (East Pennsylvania) promo code STEPA2Q25
  • $300 Bonus (Ohio) promo code STOH2Q25
• Eligible account: Checking Account
• Availability: OH, PA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Yes
• Monthly Fee: $0-$10; waivable
• How to earn it:
  • Open a new consumer checking account.
  • Make at least two direct deposits of $500+
  • Get $300 or $400!

(Offer expires 06/30/2025)

Fine Print

• To receive the incentive, open a new consumer checking account online (excludes Smart Start Banking and Easy Banking) using the “open an account” button on this webpage between April 1, 2025 and June 30, 2025.
• Within 90 calendar days of opening, make at least two $500 qualifying direct deposits.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
• Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
• To receive the incentive, this account must remain open with a balance greater than $0 on October 13, 2025 and never be overdrawn.
• This offer is available to new consumer checking customers only.
• All existing S&T Bank consumer checking customers, owners or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
• Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner.
• This offer cannot be used in combination with any other consumer checking offer.
• To qualify for the incentive, the promo code is required at account opening.
• The incentive will be deposited into your account on October 23, 2025, if all above requirements are met.
• Offers may vary by product and region, are not transferable and are reportable for tax purposes.
• S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
• Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with Interest (0.03% APY), Four Star Banking with Interest (0.01% APY) and Interest checking (0.01% APY).
• Rates are accurate as of April 1, 2025, and may change at any time. Fees could reduce earnings.
• Only Preferred, Four Star and Select Banking can be opened online.
• Visit your local branch or call our Solution Center at 800.325.2265 to open other eligible accounts.

S&T Bank Up to $900 Business Checking Bonus

Earn up to $900 bonus when you open a new Basic Business Checking account.

• What you’ll get: $900 bonus
• Eligible account: Basic Business Checking account
• Availability: OH, PA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $1,000 or more on May 5, 2025.
  • To qualify for the $600 incentive, a new Basic Business Checking Account must be funded with $25,000 within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $25,000 or more on May 5, 2025.
  • Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T Payment Processing account is opened through Elavon between January 1, 2025 and March 31, 2025.

(Offer expires 03/31/2025)

Fine Print

• To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $1,000 or more on May 5, 2025. To qualify for the $600 incentive, a new Basic Business Checking Account must be funded with $25,000 within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $25,000 or more on May 5, 2025. Account must be opened between January 1, 2025 and March 31, 2025. Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by May 5, 2025. Account will receive appropriate incentive on May 15, 2025. New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank Business Checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive. Estate accounts are not eligible for this promotion.
• Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T Payment Processing account is opened through Elavon between January 1, 2025 and March 31, 2025. Account must have accepted customer payments, settled and funded by Elavon and remain open through May 5, 2025, to receive the additional incentive on May 15, 2025, which will be credited to the S&T Basic Business Checking account. Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. Offer only available to merchants inside the United States. Elavon is a registered trademark in the United States and/or other countries. Incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

S&T Bank $100 Student Checking Bonus

When you open a qualifying account and meet the requirements, you can earn a $100 bonus.

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Availability: OH, PA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • To receive the incentive, open a new Smart Start Banking account between January 1, 2025 and March 31, 2025.
  • Within 90 calendar days of opening, make five debit card purchases (posted and cleared) with your new S&T debit card.

(Offer expires 03/31/2025)

Fine Print

• To receive the incentive, open a new Smart Start Banking account between January 1, 2025 and March 31, 2025.
• Within 90 calendar days of opening, make five debit card purchases (posted and cleared) with your new S&T debit card.
• All existing primary account holders of a Smart Start Banking account, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
• Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
• To receive the incentive, this account must remain open with a balance greater than $0 on July 11, 2025, and never be overdrawn.
• To qualify for the incentive, the promo code is required at account opening.
• The incentive will be deposited to your account on July 17, 2025, if all above requirements are met.
• Offers may vary by product and region, are not transferable and are reportable for tax purposes.
• S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

S&T Bank Up to $500 Referral Bonuses

When you refer someone to S&T Bank, you and your friend can earn a $50 bonus. You can refer as many as 10 people and earn up to $500.

• What you’ll get: $50 Bonus for each referral
• Eligible account: Checking account
• Availability: OH, PA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0-$10; waivable
• How to earn it:
  • Complete your information in the registration form in the link above and click GO
  • Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.
  • Once your friends register for the referral offer using your personal referral link located in the referral email, text or social media post initiated by you and completes the offer below, you will each receive a Visa Reward Card. The more friends you refer, the more you can earn – up to $500 per year.
  • Requirements for  new members include:
    • Get a $50 Visa Reward Card when you open a new S&T Bank checking account and complete the following within 60 days of account opening:
      • Complete ten (10) debit purchases, AND
      • Enroll in online statements

(Limited time offer)

Fine Print

• Referral rewards are paid in the form of a Visa Reward Card.
• Combined earnings for all referrals cannot exceed $500 per calendar year per referrer.
• As a referrer you can only receive one (1) $50 reward for each individual referred.
• This offer is not available to any friend or family member who already has an S&T Bank checking account.

How To Waive Monthly Fees

• Preferred Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met
• Select Banking: None
• Four Star Banking: Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more. Otherwise a $10 monthly maintenance fee.
• Interest Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met.
• Smart Start Banking: None
• Easy Banking: None
• Account Analysis Checking: None listed
• Business Interest Checking: None listed
• Basic Business Checking: None

Conclusion

If you are currently a resident of Ohio or Pennsylvania and are interested in new banking experience, then check out this bonus at S&T Bank.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates
• Best Business Savings Rates
• Best No Penalty CDs

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include U.S. Bank, Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, feel free to comment on this post with any questions you may have about S&T Bank, their accounts they offer, or coupon codes.

Lastly, check back often for more S&T Bank Bonuses, Promotions, or Offers!