For frequent travelers, the Chase IHG® Rewards Club Premier Credit Card earns 25 points for every dollar spent at participating IHG hotels worldwide. In addition, 2 points are earned for every dollar spent at gas stations, grocery stores and restaurants. All other purchases earn 1 point.
New applicants can earn 80,000 bonus points after spending $2,000 within the first three months of account opening.
The annual fee on the IHG Premier Card is $89. Unfortunately, this fee isn’t waived the first year.
However, the IHG Premier Card offers a free one-night hotel stay per anniversary year and a variety of benefits. These include travel and purchase coverage and an upgrade to Platinum Elite status with the IHG Rewards Club, offering complimentary room upgrades when available and guaranteed room availability.
This IHG-branded credit card is also issued by Chase Bank! If you’re interested for more offers from Chase, check out all the ongoing Checking/Savings account bonuses!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
IHG Rewards Club Premier Credit Card Summary
 The IHG One Rewards Premier Credit Card offers 4 free nights (each Free Night valued at up to 40,000 points) after spending $3,000 in the first 3 months from account opening. You'll earn: • Up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts • 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. • 3 points per $1 spent on all other purchases This card offers several perks that you'll sure enjoy like: an Anniversary Free Night at IHG Hotels & Resorts (plus, enjoy a reward night when you redeem points for a consecutive four-night IHG hotel stay) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry, TSA PreCheck or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card. There is an annual fee of $99. |
Earning 80K IHG Rewards Club Premier Bonus
The 80,000 bonus points is worth around $400. Compare this to other card offers. For the 80,000 bonus points, you’ll need to spend $2,000 on purchases in the first 3 months from account opening.
Here are some ideas on meeting the spending requirement for the bonus offer:
Earn Points On IHG Purchases
Because the IHG Rewards card from Chase earns 25 points per dollar on IHG hotel purchases, you should use the card when staying at participating IHG hotels around the world.
Cardholders also earn two points for every dollar spent at gas stations, grocery stores and restaurants.
Your points don’t expire as long as the card is active every 12 months.
Redeem Points
Redeem your IHG® Rewards Club Premier Credit Card points for reward nights, merchandise, gift cards, airfare, digital rewards, charity. IHG points are worth about $0.005. Most hotel rewards cards have similar low individual point values. The card’s high earn rate for IHG purchases make up for it.
When you redeem your points, you don’t have to worry about blackout dates. As long as there’s a hotel room available to reserve, you can pay with your points.
To maximize the value of your points, redeem them for IHG hotel stays. All other options will devalue your points.
IHG properties include a range of hotels:
| InterContinental Hotels & Resorts | InterContinetal Alliance Resorts | Kimpton Hotels |
| Crowne Plaza | Hotel Indigo | Holiday Inn |
| Holiday Inn Express | Holiday Inn Resort | Holiday Inn Club Vacations |
| Staybridge Suites | Candlewood Suites | EVEN Hotels |
| HUALUXE | Avid Hotels |
IHG Rewards Club Premier Benefits
Free Nights: Get 1 complimentary hotel night each account anniversary year at eligible IHG hotels. You’ll also receive a free hotel award night when you redeem your points for a stay of 4 or more nights at the same property.
Automatic Elite Status: Enjoy automatic Platinum Elite status, which includes all Gold Elite benefits. Notable Gold Elite benefits include:
- Extended check-out
- Priority check-in
- Elite members’ points don’t expire
Platinum Elite status includes these notable additional benefits:
- Platinum members earn a 50% bonus on base points. It replaces the 10% bonus with Gold Elite status.
- Elite rollover nights
- Complimentary room upgrades
You normally need to stay 40 qualified nights or earn 40,000 qualified points per calendar year to get Platinum status.
Travel Credit: Get up to $100 credit to cover the Global Entry or TSA Pre✓ application fee. This benefit applies every 4 years.
Spend Bonus: Earn 10,000 bonus points after you spend $20,000 on purchases and make 1 additional purchase each account anniversary year.
Transfer Partners: Below is a list of IHG Rewards Club’s airline transfer partners. Transfer ratios to these loyalty programs vary.
| Aeromexico | Aeroplan | Air China |
| Air France | Air Miles | Air New Zealand |
| Alaska Airlines | Alitalia | All Nippon Airways |
| American Airlines | Asiana Airlines | British Airways |
| Cathay Pacific | China Eastern | China Southern Airlines |
| Delta | El Al Israel Airlines | Emirates |
| Etihad Airways | Gulf Air | Hainan Airlines |
| Hawaiian Airlines | Iberia Airlines | Japan Airlines |
| Jet Airways | JetBlue | KLM |
| LATAM Airlines | Avianca Airlines | Lufthansa |
| Malaysia Airlines | Qantas Airlines | Saudi Arabian Airlines |
| Singapore Airlines | South African Airways | TAP Air Portugal |
| Thai Airways | United Airlines | Virgin Atlantic |
| Virgin Australia |
No Foreign Transaction Fees: Make purchases abroad without worrying about foreign transaction fees with the IHG Rewards Club Premier card.
Conclusion
The Chase IHG® Rewards Club Premier Credit Card has plenty to offer for frequent travelers worldwide. The $89 annual fee is well worth it for those who tend to stay at IHG hotels. In fact, the free night certificate earned every cardholder anniversary is almost always worth more than the annual fee that this card charges, making this one benefit alone worth having this card.
In addition to the free night stay, you can enjoy Platinum Elite status just for keeping the card open each year. This means your points never expire, 50% bonus points earnings, complimentary room upgrades, extended check-out, and more.
The welcome offer is a pleasant one after a low minimum spending requirement. Plus, the Global Entry or TSA PreCheck statement credits further add value to the IHG Premier Card.
If you don’t frequently stay at IHG hotels or you’re looking for something different, find out which card is right for you by checking out our complete list of credit card promotions. Also check out Chase Bank promotions if you’re looking for more offers from Chase.
Learn more about this card and its features here.
Other Credit Cards To Consider
More Flexibility:
 The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre✔®. |
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
