Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.
Standard variable interest rates are determined at the bank’s discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.
The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.
The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.
Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.
Update 5/1/25: You have the opportunity to receive a bonus interest rate up to 3.50% after completing qualifying activities.
If you’re looking for an interest bearing account, this account is a great option in conjunction with the business checking account with U.S. Bank.
U.S. Bank Platinum Business Money Market Account Rate
To easily earn U.S. Bank’s competitive rate, start by opening an Platinum Business Money Market account.
- Rate Offer: 3.50% bonus interest rate
- Eligible account: U.S. Bank Platinum Business Money Market
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $100
- Monthly fee: $15 monthly maintenance fee waived with a $10,000 minimum daily ledger balance
- Early Termination Fee: Not listed
(FDIC Insured)
How to Earn Rate
Complete these steps to earn the offer:
- Open a new Platinum Business Money Market Account
- 3.50% bonus interest rate when your account balance tier is between $50,000 to $2,999,999.99
- For Platinum Business Money Market accounts with $3 million or greater in balances, the bonus interest rate does not apply, and the full account balance will earn the standard variable interest rate in effect at that time until the account balance is $2,999,999.99 or below.
Account Features
Treat yourself to extra savings when you open a U.S. Bank Platinum Business Money Market account. Benefits include:
- $15 monthly maintenance fee waived with a $10,000 minimum daily ledger balance
- Minimum opening deposit: $100
- FDIC Insurance up to $250,000
- Can be linked to your U.S. Bank business checking account for overdraft protection
- ATM Access
- Free U.S. Bank Internet Banking
- Accrue interest daily and pay interest monthly
- U.S. Bank Visa® Debit Card
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| U.S. Bank Silver Business Checking | $900 Cash | Review |
| U.S. Bank Gold Business Checking | $900 Cash | Review |
| U.S. Bank Platinum Business Checking | $900 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| NorthOne Bank Account | $20 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
Conclusion
If you’re looking for an interest bearing business account that offers a competitive rate, here’s a great candidate.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
- Best Savings/Money Market rates
- Best CD Account rates
- Best No Penalty CD Rates
- Best Business Bank Rates
Some popular bank offers include U.S. Bank, Chase Bank, Discover Bank, TD Bank, Huntington Bank, Bank of America, Axos Bank and many more.
If you’re interested in opening a checking account, see our review and learn more about their personal checking account and business checking account.
Member FDIC.
