Discover Bank IRA CD is currently offering a wide range of rates from 0.35% APY on a 3-Month CD to 3.10% APY on a 10-Year CD. With a variety of rates and lengths to choose from, you can guarantee Discover Bank has an account that will fit all your banking needs.
On top of it all, you get to enjoy a host of features such as rollover money from another type of retirement account as well as being a part of a institution that is FDIC insured. If you are currently interested in a new IRA CD account, be sure to apply as soon as you can to take advantage of the attractive rates!
Also, check out our list of Discover Bank Bonuses! In addition, you can also find other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Table of Contents
Discover Bank IRA CD Account Summary
|-Just three steps and you’re on your way to saving with a Discover IRA CD
-Available nationwide online
-Select terms as short as 3 months up to 120 months
-Rates ranging from 0.35% APY up to 3.10% APY
-Start today with as little as $2,500!
-Step-by-step help available 24/7 by phone
-Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later)
-Gather your retirement savings into one place.
Discover Bank CD IRA Rates At A Glance
- Direct Link to Offer
- Account Type: IRA account
- Availability: Nationwide
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $2,500
- Additional Requirements: None
- Early Withdrawal Fee: You may face a penalty if you withdraw before the maturity date.
- Auto-Renewal: Unknown
Current IRA CD Rates
|IRA CD Term||APY Rate|
|3-Month Term||0.35% APY|
|6-Month Term||0.65% APY|
|9-Month Term||0.70% APY|
|12-Month Term||2.65% APY|
|18-Month Term||2.65% APY|
|24-Month Term||2.70% APY|
|30-Month Term||2.70% APY|
|3-Year Term||2.75% APY|
|4-Year Term||2.80% APY|
|5-Year Term||3.00% APY|
|7-Year Term||3.05% APY|
|10-Year Term||3.10% APY|
How To Open An Account
- Open a Discover Bank IRA CD account online.
- Set up your account with your address, phone, email, social security and funding option.
- Fill out the forms within 7-10 days of setting up your account.
- Done! Watch for your confirmation letter that your funding has gone through.
If you do not already have an active IRA CD account through Discover Bank, I highly recommend you sign up for a length that fits you the best. Not only do you get to enjoy some of the highest IRA CD rates in the nation, but you also get to be a part of one of the nation’s most trusted financial institution.
However, if you are not currently interested, then be sure to see our complete list of the Best CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indnicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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