Find the latest Ally Bank CD rates, bonuses, promotions, and offers here!
Currently, Ally Bank offers up to 4.45% APY available nationwide.
Ally Bank CD Rates Summary
Ally Bank has always focused on doing it right and helping their customers with any financial needs they have. They are the largest full-service automotive finance operation in the country. Additionally, there are some great account perks that you’ll be able to benefit from as well.
- Minimum deposit: None
- Maximum deposit: None
- Early withdrawal penalty: Any withdrawal of interest prior to maturity will reduce earnings. Interest is paid quarterly. Penalties assessed for early withdrawal.
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3-Month | 3.00% | None |
| 6-Month | 4.40% | None |
| 9-Month | 4.45% | None |
| 11-Month No Penalty CD | 4.00% | None |
| 12-Month | 4.50% | None |
| 14-Month | 4.65% | None |
| 18-Month | 4.45% | None |
| 36-Month | 4.00% | None |
| 60-Month | 3.90% | None |
Ally Bank CD Account Features
- Interest compounded daily
- Customer service available 24/7
- Online and mobile security guarantee
- No minimum deposit to open
- Automatically renews into a 12-month High Yield CD
- Your deposits are insured by the FDIC up to the maximum allowed by law
- Early withdrawal penalty will apply
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Conclusion
Overall, when you open a new CD account with Ally Bank you’ll receive a great APY Rate! Ally Bank is highly trusted by their clientele. Their bank is easy to use and comes with lots of features you’ll be able to benefit from. However, if you’re not interested in this offer check out other CD Rates banks have to offer.
Remember that your deposits will be FDIC Insured up to the maximum allowed by state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the best CD rates here.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
