Best Bank Bonuses in New York

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s).

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“I love New York” and bank deals! Spot the Best Bank Bonuses in New York, it’s as easy as spotting a yellow taxi cab in the city that never sleeps!

While some of these promotions are straightforward, others come with requirements and fees that may not be worth your time.

Below, I’ve put together a list of the best bank bonuses in New York that can earn you up to $1000 in bonuses! Lets see what the Empire State has in store for us!

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Best Bank Bonuses in New York

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TD Bank Bonuses

• Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more. • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts. • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance • Get overdraft fees automatically reversed up to two times a year. • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments. Apply Now at TD Bank

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

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Citi Promotions

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Chase Bank Bonuses

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app. • Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information. • Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow. • Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card. Apply Now at Chase

• New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch. • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure BankingSM customers. • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance. • Chase Secure BankingSM customers told us they save an average of more than $60 per month on fees after opening their account. • JPMorgan Chase Bank, N.A. Member FDIC. • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure BankingSM account. • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com. Apply Now at Chase

• Enjoy $125 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities. • Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started. • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. • No fees at Chase and non-Chase ATMs worldwide. • No Chase fee on incoming or outgoing wire transfers. • Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits. • Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars. • Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app. • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law. Apply Now at Chase

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Discover Bank Bonuses

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

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HSBC Bonuses

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PNC Bank Bonuses

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Wells Fargo Bank Bonuses

• Locator
• Soft credit pull will not affect your credit

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Aspiration Promotions

With Aspiration Spend & SaveTM, get the world’s first cash back account that lets you track the impact of your spending - all managed through one intuitive app. You'll save the planet and earn a $50 bonus and up to 5.00% APY. Customer must complete the following activities: • Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and • Uust use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening Apply Now at Aspiration

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CIT Bank Promotions

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Ally Promotions

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Axos Bank Promotions

• Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account • No minimum balance requirements • Free ATM card upon request • $250 minimum opening deposit • Free Incoming Wires Apply Now at Axos Bank

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Investors Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Capital One 360 Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Ballston Spa National Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Bank of Greene County Bonuses

• Direct Link to Bank
• Locator

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Bethpage Federal Credit Union Bonuses

• Direct Link to Credit Union
• Locator

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Citizens Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Financial Resources Credit Union Bonuses

• Direct Link to Credit Union
• Locator

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Flushing Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Key Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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M&T Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Mid Hudson Valley Credit Union Bonuses

• Direct Link to Credit Union
• Locator
• Soft credit pull will not affect your credit

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My e-Banc Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Navy Federal Credit Union Bonuses

• Direct Link to Credit Union
• Locator
• Soft credit pull will not affect your credit

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Palisades Credit Union Bonuses

• Direct Link to Credit Union
• Locator
• Soft credit pull will not affect your credit

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People’s United Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Pittsford Federal Credit Union Bonuses

• Direct Link to Credit Union
• Locator

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PenFed Credit Union Bonuses

• Direct Link to Credit Union
• Locator
• Soft credit pull will not affect your credit

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Reliant Community Credit Union Bonuses

• Direct Link to Credit Union
• Locator
• Soft credit pull will not affect your credit

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Santander Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Sterling National Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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TIAA Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Valley National Bank Bonuses

• Direct Link to Bank
• Locator
• Soft credit pull will not affect your credit

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Conclusion

When you apply for a new account, you want to make sure you can benefit from it the most.

A bank bonus can surely do that by adding some extra cash into your pocket. So we’ve put the top bank deals here so you can find the Best Bank Bonuses in New York easily.

With this information, maybe you can find a nearby local bank and sign up for a high value bonus.

If you’re interested in local offers but don’t live in New York, you can find the Best Bank Bonuses for Each State from our table!