Find the most recent Central Pacific Bank bonuses, promotions, and offers here.
Update 9/16/25: There’s currently an up to $1200 business checking bonus valid through 10/31/25.
Central Pacific Bank Bonuses Review
Central Pacific Bank is headquartered in Honolulu and is the 4th largest bank in the state of Hawaii. It has a long lasting history being established in 1954. There are 35 locations throughout the state so check out your local branch if you are interested.
I’ll go over all Central Pacific Bank bonuses & offers below.
Central Pacific Bank Up to $1,200 Business Checking Bonus
You can receive up to a $1,200 bonus with their business checking account and meet all the requirements.
- What you’ll get: Up to $1,200
- Eligible account: Business Checking
- Where it’s available: HI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: $20; waivable
- How to earn it:
- Open or upgrade to a Business Exceptional Checking Account between September 2 and October 31, 2025.
- Maintain the required balance for 3 months.
- $1,200 Bonus: Minimum $75,000 in new money
- $400 Bonus: Minimum $25,000 in new money
- Must keep Business Exceptional account open for 6 months.
- After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking.
(Expires 10/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- This offer is valid for a Business Exceptional or Analyzed Checking account opened and funded with new money between September 2 and October 31, 2025.
- A one-time $25,000 minimum new money deposit from another financial institution into your Central Pacific Bank Business Exceptional or Analyzed Checking account is required to receive a $400 cash bonus and a $1,200 cash bonus with a minimum one-time deposit of $75,000 in new money.
- Must maintain the selected minimum new money balance of $25,000 or $75,000 over your combined baseline balance as of August 31, 2025, for at least 3 full consecutive calendar months from the date of participation in the campaign.
- In addition, the account type needs to be maintained for 6 full consecutive calendar months from the date of account opening or upgrade.
- A signed customer acknowledgement form is required to participate.
- After all requirements are met, the Cash Bonus will be provided to you within 30 days by crediting your Business Exceptional or Analyzed Checking.
- If these above qualifying requirements are not met, Central Pacific Bank reserves the right to assess a fee to the account equal to the amount of the Cash Bonus.
- The Cash Bonus will be reported as interest to the primary account holder.
- Limited to one Cash Bonus per account per customer.
- Same account is not eligible for future Business Exceptional Cash Bonus promotions.
- Each independently operated business entity with its own unique Tax ID Number is a separate customer.
- Offer is subject to change at any time and cannot be combined with other offers.
- Terms, conditions, and fees apply to accounts, products, programs and services, and are subject to change.
Central Pacific Bank $100 Checking Bonus (Expired)
You can receive a $100 bonus when you open a new checking account and meet all the requirements.
- What you’ll get: $100
- Eligible account: Checking Account
- Where it’s available: HI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- $50 Account Opening Bonus: For opening a Value Checking or Shaka Checking account and making a one-time deposit of $200 or more from another financial institution by July 11, 2025. – and –
- 5% Cash Back: Up to additional $50 on debit card POS purchases within 60 days of account opening.
(Expires 07/11/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($500 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- This offer is valid for a Value Checking or Shaka Checking account opened between May 19, 2025, and July 11, 2025.
- After a one-time $200 deposit from another financial institution is made by July 11, 2025, the $50 account opening bonus will be provided to you within 30 days by crediting your Value Checking or Shaka Checking.
- For the 5% Cash Back offer, you must make debit card Point-of-Sale (POS) purchases within 60 days of account opening.
- After all requirements are met, the 5% Cash Back will be provided to you within 60 days by crediting your Value Checking or Shaka Checking.
- The Cash Back bonus maximum credit is $50.
- Bonuses will be reported as interest to the primary account holder.
- Limit one account opening bonus and one Cash Back bonus per account per customer.
- Offer is subject to change at any time and cannot be combined with other offers.
Central Pacific Bank $500 CD Bonus (Expired)
You can receive a $500 bonus when you open a new CD account and meet all the requirements.
- What you’ll get: $500
- Eligible account: CD & Checking
- Where it’s available: HI (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Must have CPB Exceptional Checking Account.
- Open a Cash First – Preferred Premium Certificate of Deposit (CD) with a minimum $35,000 new funds from another institution.
- $500 bonus will be deposited into your Exceptional Checking account upon CD account opening.
(Limited time offer)
Fine Print
- As long as you are a consumer Exceptional Plan customer, you may open and maintain Preferred Premium Certificate of Deposit.
- This is in addition to the $500.00 given upfront.
- Limited time offer.
- Limit to one Premium CD per customer where the customer is the primary owner of the CD. Annual Percentage Yield (APY) is accurate as of July 17, 2023.
- Minimum balance to obtain APY is $35,000 in new money.
- $1,000,000 maximum per customer. CD balance qualifies towards Exceptional Checking account required to participate.
- APY assumes interest will remain on deposit until maturity.
- Fees may reduce the earning on the CD account. Penalties will be imposed for early withdrawal.
- $500 bonus will be deposited into your Exceptional Checking account upon CD account opening.
- Offer is subject to change and is not combinable with other offers.
- Other restrictions may apply. All CPB CD specials are FDIC insured, up to $250,000 per category.
- Full list of rates available at cpb.bank/rates/personal.
Central Pacific Bank Apple iPad Checking Bonus (Expired)
You can receive an Apple iPad when you open a new checking account and meet all the requirements.
- What you’ll get: Apple iPad
- Eligible account: Exceptional Checking Account
- Where it’s available: HI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open an Exceptional Checking Account with $10,000 new money and direct deposit
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($500 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Visit the friendly team at Kahala Mall Branch or call 808-733-3220 for details.
Central Pacific Bank Apple Watch Business Bonus (Expired)
You can receive an apple watch when you open a business checking account and meet all the requirements.
- What you’ll get: Apple Watch Series 4
- Eligible account: Business Exceptional Checking
- Where it’s available: HI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- This bonus gift is very straight forward!
- Open a Business Exceptional Checking Account with $10,000 new money
(Expired)
Fine Print
- Limited time offer ends 9/30/19 or while supplies last.
- Not combinable with other offers.
- To qualify for gift, you must open a Business Exceptional Checking account to establish a Business Exceptional
Plan and deposit at least $10,000 from another financial institution into deposit account(s) linked to your Business Exceptional Plan. - Gift will be given upon account opening.
- Value of gift including tax will be reported as interest.
- Limit one gift per customer, one gift per Business Exceptional Plan.
- A fee will apply if the Business Exceptional Plan is closed within 12 months of account opening.
- Gift offer is subject to change or cancellation at any time without notice.
How To Waive Monthly Fees
- Exceptional Checking: None
- Shaka Checking: No monthly fees to maintain your account with online statements
- Value Checking: None listed
- Business Exceptional Checking: $20 (if minimum combined balance is not maintained)
- Totally Free Business Checking: None
- Analyzed Business Checking: $12.50 monthly maintenance fee plus other fees (Earnings credit allowance may offset fees)
- Performance Business Checking: $9 (if minimum balance is not maintained)
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Conclusion
If you are looking for a new checking account, take a look at this bonus offer from Central Pacific Bank. The requirements are simple and straight forward. Additionally, with this account you will have access to great account features.
This bonus from Central Pacific Bank is a nice offer. It is for business checking accounts only. Additionally check out our best rates for Savings, Money Market, and CD accounts.
If you’re not local to the area, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Central Pacific Bank, their accounts they offer, or coupon codes.
Check back often for more Central Pacific Bank Bonuses, Promotions, or Offers!
