Look no further than below for Best Free Checking Accounts! You will find the best publicly available bank signup bonus, offers, deals, and promotions. You’ll find this exclusive free checking account promotions list to be the absolute best to earn thousands of dollars in free cash! Don’t forget to check our full list of Free Business Checking Accounts!
Best Free Checking Account 2018:
EverBank, an Internet-only bank, is offering 1.21% APY 12-month guaranteed rate for their Yield Pledge Checking account. For their Yield Pledge Checking account, you must have an opening deposit of at least $5,000 with no account maintenance fees. EverBank policy on their interest rates is always to remain within the top 5% of all U.S. banks’ interest rates. The twelve-month introductory interest rate of 1.21% APY is for balances up to $250,000. The current standard interest rate sits at 0.30% on balances up to $10,000, and rises to a maximum rate of 0.56% on balances between $50,000 and $100,000. You’ll also get unlimited ATM fee reimbursements for those with a minimum average daily balance of $5,000. Apply Now—EverBank Yield Pledge Checking Review
Chase Total Checking®
Chase Total Checking®
|-Get a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit.
-Access to over 16,000 Chase ATMs and 5,100 branches.
-Mobile check deposit – It’s as easy as taking a selfie.
-Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
-Real-time fraud monitoring – We watch your debit-card to help your money stay your money.
TD Bank Convenience Checking is offering new customers a chance to earn a $150 bonus when they open a new TD Bank Convenience Checking account and set up direct deposit. New customers will earn free online notices and statement with check images, easy person-to-person, and internal/external transfer. You can waive the $15 monthly maintanence fee with an easy low minimum daily balance requirement of $150. Apply Now—TD Bank Convenience Checking Review
TD Bank Premier Checking offers a $300 bonus when you open a new TD Bank Premier Checking account and set up direct deposit. You’ll get free access to over 1,300 TD Bank ATMs and branches as well as usage at non-TD ATMs. Customers will earn interest on higher balances. TD Bank offers free online and mobile banking with online bill pay, mobile deposit, and e-bills. You can waive the $25 Monthly fee with a $2,500 minimum balance so be sure to take advantage of the sign up bonus and amazing checking account features! Apply Now—TD Bank Premier Checking Review
Capital One 360 Checking offers a $25 bonus when you open a open a new checking account. To get started, you must make an opening deposit of $250, then make 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening. On day 50, you will see the $25 bonus deposited into your account. Take advantage of no monthly fees or minimum fees. There is no monthly service fee and no minimum deposit to open. This Checking account also earns interest and you’ll have access to 39,000+ free ATMs nationwide in the Allpoint network. Apply Now—Capital One 360 Checking Review
|Bank/ Credit Union||Opening Deposit Requirement||Review|
|EverBank Yield Pledge Checking||$5,000||Review|
|Chase Total Checking®||$25||Review|
|TD Bank Convenience Checking||$0||Review|
|TD Bank Premier Checking||$0||Review|
|Capital One 360 Checking||$0||Review|