Find an updated list of Metro Credit Union bonuses, promotions, and offers here.
Update 12/16/25: There’s currently a $500 checking bonus valid through 12/31/25 and a $400 checking bonus available for a limited time!
Metro Credit Union Bonuses Review
Metro Credit Union is headquartered in Chelsea, Massachusetts and was established in 1926. Since then they have grown to 17 locations and they boast an A+ health rating, while providing a variety of checking features.
| Eligibility: Membership in Metro Credit Union is open to those who live, work, attend school or own a business in the Massachusetts counties of Barnstable, Bristol, Essex, Hampden, Hampshire, Franklin, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester or in the Rhode Island counties of Hillsborough, Cheshire, or Rockingham. See current membership details |
I’ll go over all Metro Credit Union offers below.
Metro Credit Union $500 Checking Bonus
Metro Credit Union is offering a $500 bonus when you open a new qualifying checking account.
- What you’ll get: $500 Bonus
- Eligible account: Checking Account
- Where it’s available: MA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- To earn the $500 incentive, you must open a new Metro Checking account by 12/31/25. Use offer code Checking Offer
- One monthly recurring direct deposit and enrollment in e-Statements are required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- Incentive will be credited to the checking account 60–90 days after opening.
(Expires 12/31/2025)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- To earn the $500 incentive, you must open a new Metro Checking account by 12/31/25.
- One monthly recurring direct deposit and enrollment in e-Statements are required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- If the account is closed within the first 90 days, a $15 early closing fee applies.
- Account will be reviewed once during the 60–90 day period to qualify for the incentive.
- Incentive will be credited to the checking account 60–90 days after opening.
- This is a limited-time offer.
- Metro Credit Union reserves the right to cancel the promotion without notice.
Metro Credit Union $400 Checking Bonus
Metro Credit Union is offering a $400 bonus when you open a new qualifying checking account.
- What you’ll get: $400 Bonus
- Eligible account: Checking Account
- Where it’s available: MA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new Metro Checking account.
- One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- Incentive will be credited to the checking account 60-90 days after opening.
(Limited time offer)
| Bank of America Checking ($500 Bonus Offer) | KeyBank Checking ($300 bonus) |
| SoFi Checking & Savings Account ($325 bonus) | |
Fine Print
- One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- If new account is closed within first 90 days, there is a $15 early closing fee.
- Account will be reviewed once during a 60-90 day period to qualify for incentive.
- Incentive will be credited to the checking account 60-90 days after opening.
- This is a limited time offer and Metro CU reserves the right to cancel the promotion without notice.
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Conclusion
Metro Credit Union offers a variety of accounts available for you to maximize your savings with. While this seems like a decent $300 bonus with flexible options, I would only recommend this promotion if it is a soft pull.
Metro Credit Union’s CD and Savings rates are not that great, so be sure to check our best rates Savings, Money Market, and CD accounts.
If you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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Check back often for more Metro Credit Union Bonuses, Promotions, or Offers!
