Michigan First Credit Union Bonuses: $100 Checking, Referral, CD Promotions (MI)

Here you can find the most recent Michigan First Credit Union bonuses, promotions, and offers.

Update 4/24/26:

• There’s currently a $100 bonus when referring friends & family to open a new checking account; the referred party will also earn a $100 bonus.
• There’s also a $100 bonus for opening a new CD. Limited time offer.

Michigan First Credit Union Bonuses Review

I’ll go over the Michigan First Credit Union bonuses & offers below.

Michigan First Credit Union $100 Referral Bonus

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Where it’s available: MI (Bank Locator)
• Credit inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fee:
• How to earn it:
  • Simply log into your account through the Michigan First mobile app or online banking, and share your unique referral code with friends and family members.
  • When they open a checking account and make 20 debit card purchases or reach $500 in direct deposits within 60 days, you will each get $100 deposited into your account.

(Limited time offer)

Fine Print

• Both referring member and friend participant must be at least 17 years of age.
• Referring member must have a Credit Union account in good standing.
• Friend participant must not have a current Credit Union account as a primary or joint account holder and must not have previously held a Credit Union account as a primary of joint account holder that was charged off by the Credit Union.
• Friend participants must present a validly generated referral code, meet the membership eligibility requirements, and complete the application process using one of the Credit Union’s digital channels.
• Friend participants opening a qualifying Checking Account must utilize that account to (a) establish a direct deposit and receive direct deposits totaling at least $500 over the first 60 days or (b) activate a debit card and use the card to make at least 20 purchase transactions on that Checking Account during the first 60 days.
• In addition, the Checking Account may not have any outstanding unpaid overdraft or Courtesy Pay fees or a negative balance at the end of the 60-day period.
• Some restrictions may apply.
• Limited time offer.

Michigan First Credit Union $100 Certificate Bonus

• What you’ll get: $100 Bonus
• Eligible account: CD
• Where it’s available: MI (Bank Locator)
• Credit inquiry: Soft Pull or Hard Pull? Let us know
• Direct Deposit Required: Yes
• Monthly Fee:
• How to earn it:
  • Simply open a Certificate Account and deposit at least $5,000 in new money within 10 days to qualify.

(Limited time offer)

Fine Print

• In order to qualify for the Centennial Certificate $100.00 Bonus Promotion you must fulfill all the conditions below:
  • a. You must be a member in good standing;
  • b. You must open a Certificate Account;
  • c. Within ten (10) days of the opening your Certificate Account, you must deposit “new money” of at least $5,000.00 to your Certificate Account. For purpose of this Promotion, “new money” is money that was deposited into any of your other Michigan First Accounts from an external source;
  • d. You must maintain a minimum certificate balance equal or greater to the amount deposited under item (c) above.

Conclusion

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Check back often for more Michigan First Credit Union Bonuses, Promotions, or Offers!