Available nationwide, Flora Bank & Trust is offering a 1.01% APY Rate up to $20,000 on their First Reward Checking Account. Continue reading to learn everything you need to know about the attractive rate and account.
![]() |
![]() |
Flora Bank & Trust First Reward Checking Review
Flora Bank & Trust is headquartered in Flora, Illinois and was founded in 1987. They have grown to 4 locations and provide several checking options for you to get the best financial situation for yourself.
In addition to the rate from Flora Bank & Trust, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll review the Flora Bank & Trust First Reward Checking below.
Flora Bank & Trust First Reward Checking Rate
When you sign up for their Reward Checking Account, you can start maximizing your savings and it takes just minutes to open an account online. Paying one of the highest yields nationwide while offering all the conveniences you deserve!
- What you’ll get: 1.01% APY on balances up to $20,000
- Eligible account: Reward Checking
- Credit Inquiry: Soft Pull or Hard Pull?
- Where it’s available: IL
- Opening Deposit: None Listed
- Monthly fee: There are no monthly service fees
- Early Termination Fee: None
(FDIC Insured)
How to Earn Flora Bank & Trust Rate
- Open a new Reward Checking account
- You must complete the following every monthly qualification cycle:
- Have at least 10 debit card purchases post and clear per qualification cycle
- Have at least 1 (one) Automatic Payment or Direct Deposit post and clear per qualification cycle
- Access Online Banking at least once per qualification cycle
- Receive an electronic statement
Flora Bank & Trust Account Features
- Free ATM withdrawals nationwide
- No monthly fees & no minimum balance
- Free ATM / Debit card
- Monthly imaged statements (canceled checks & deposit slips)
- Free Online Banking
- Overdraft Privilege (ODP) (for qualified account holders)
Other Rewards Accounts To Consider
![]() Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Conclusion
Check out this great offer from Flora Bank & Trust. You can enjoy earning an attractive rate of 1.01%. Take advantage of the services they have to offer along with these savings.
Let us know about your experience with this bank and comment below. Additionally, you can find other great Rewards Checking Accounts here.
Check back often to see the latest info on Flora Bank & Trust Rewards Checking Account.