Available nationwide, Heritage Bank is offering a up to 2.02% APY on their eCentive Checking Account. Continue reading to learn everything you need to know about the attractive rate and account.
Heritage Bank eCentive Checking Review
Heritage Bank is headquartered in Spincer, Minnesota and was founded in 1964. Since then they have grown to 13 locations and offer savings rates are 3X the national average.
They offer full service banking, insurance, investments, and online mortgage processing from locations in west central Minnesota, northwest Iowa, and eastern South Dakota.
I’ll review Heritage Bank eCentive Checking below.
Heritage Bank eCentive Checking Rate
When you sign up for their eCentive Checking Account, you can start maximizing your savings and it takes just minutes to open an account online.
Paying one of the highest yields nationwide while offering all the conveniences you deserve!
- What you’ll get: Up to 2.02% APY
- Eligible account: eCentive Checking
- Credit inquiry: None
- Where it’s available: Nationwide
- Opening Deposit: $100 minimum to open account
- Monthly fee:
- Monthly eStatements required – Must have valid email address to enroll ($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail)
- Early Termination Fee: $30 fee if the account is closed within 6 months of opening
(FDIC Insured)
How to Earn Rate
- To get started, open an eCentive Checking Account with at least a $100 opening deposit.
- Total monthly debit card purchases posted to your account equaling a minimum of $500
- Have at least one direct deposit or automatic payment (ACH) each month
- Enroll and receive monthly eStatements
| Balance Requirement | APY Rate |
| for qualified balances of $0.01 – $100,000 | 2.02% APY |
| for qualified balances greater than $100,000 | 0.14% APY |
| Base Interest Rate (non-qualifying) | 0.05% APY |
Account Features
- No minimum balance
- $100 minimum to open account
- Monthly eStatements required – Must have valid email address to enroll ($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail)
- Debit card included
Other Rewards Accounts To Consider
 Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
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Conclusion
Check out this great offer from Heritage Bank when you open a eCentive Account. You can enjoy earning an attractive rate. Take advantage of the services they have to offer along with these savings.
With a great account like this, I recommend signing up today so you can start saving and growing your money for the future!
Compare this account with other rewards checking accounts.
In addition to the rate from Heritage Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Let us know about your experience with this bank and comment below.
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