Available nationwide, Ideal Credit Union has a 2.00% APY Rate for their High Yield Checking account.
Read below for more information on their appealing rates and accounts.
Ideal Credit Union Checking Review
Founded in 1926, they strive to make their financial products with competitive rates more affordable for their customers. Ideal Credit Union tries to keep it ideal for their clientele by providing excellent customer services and financial assistance. Plus, there are some good perks that comes with this account as well.
Eligibility: Membership is location based for those who live, work, worship, or attend school in the Anoka, Chisago, Dakota, Hennepin, Ramsey or Washington counties. Or if you make a one time $5 donation to the John D. Miller Foundation when you open your account. View Membership Requirements here. |
In addition to the rate from Ideal Credit Union, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review Ideal Credit Union High Yield Checking below.
Ideal Credit Union Checking Rate
To earn this great rate, open a new eligible checking account within a few minutes!
- What you’ll get: 2.00% APY on balances up to $20,000
- Eligible account: High Yield Checking
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: None Listed
- Monthly fee: There are no monthly service fees
- Early Termination Fee: None
(NCUA Insured)
How to Earn the Ideal Credit Union Rate
- Put in a minimum monthly direct deposit (required) of at least $750
- Have at least 20 debit card transactions with a $3 minimum
- Sign up to receive eStatements
Account Features
- Get a free Ideal Debit MasterCard
- Digital and mobile banking app free
- Free direct deposit
- Receive monthly eStatements for free
- Mobile check deposit
- Nationwide ATM network
Other Rewards Accounts To Consider
Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Conclusion
All in all, once you’ve opened an account with Ideal Credit Union, you’ll be able to earn their amazing rate as well. It comes with lots of cool features that will for sure be appealing. Plus, signing up for a membership isn’t difficult. However, if this rate doesn’t catch your attention, check out other bank rates suited for you.
Lastly, let us know about your experience with this bank and comment below. Additionally, you can find other great Rewards Checking Accounts here.
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