Available nationwide, the Upgrade Premier Savings account offers 4.69% APY on your funds to help you reach your goals faster.
Update 9/24/24: The rate has decreased to 4.69% APY (from 5.02%). Still remains one of the top rates available in this market.
Consider opening a savings account with Upgrade! You can rest assured that your funds are safe with up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.
About Upgrade Premier Savings
Upgrade helps you make smart financial decisions to help you reach your goals. Like buying a new bike. Fixing the roof. Or finally paying off that fancy fridge. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.
That’s because they believe credit should be affordable and responsible. So they design all their credit, mobile banking and payment products to do three things:
- Give you responsible options.
- Keep you on track.
- And reward you along the way.
The way it should be.
Upgrade Premier Savings Rate
- Eligible account: Premier Savings
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: $1,000
- Monthly fee: None
- Early Termination Fee: Not listed
(FDIC Insured)
How to Earn Rate
- Open a new account with a minimum opening deposit of $1,000.
- Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 4.69% APY.
| Balance Requirement | APY Rate |
| $1,000+ | 4.69% APY |
Account Features
- No monthly account fees
- Online transfers to and from other banks
- Secure 24/7 access to your money
- View balances, transfer funds between accounts
- You’re in control. Set up real-time alerts
- Up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions
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Conclusion
If you’re looking to open an interest bearing account to build your savings, this account offers competitive rates to help get you there faster.
Let us know about your experience with this bank and comment below.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
