Available for residents nationwide, Robinhood is offering Robinhood Gold members 3.25% interest on their un-invested cash.
Note: Keep in mind that you can subscribe to Robinhood Gold for only $5 per month
Update 1/13/26: The rate has decreased to 3.25% APY from 3.50%.
Robinhood Gold Rate
- What you’ll get: 3.25% APY
- Eligible account: Robinhood
- Credit inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: None
- Monthly fee: Robinhood Gold for only $5 per month
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
How To Earn Rate
- Be sure that you subscribe to Robinhood Gold for only $5 per month
- Earn the 3.25% interest on your un-invested cash.
| Balance Requirement | APY Rate |
| $0.01+ | 3.25% APY |
Robinhood Gold Benefits
- Interest on your cash. Earn more interest on your uninvested cash. There’s no cap, and you can withdraw anytime.
- Bigger Instant Deposits. Get up to $50K of your deposits instantly, so you can jump on investment opportunities faster.
- Margin investing at 6.5%. Borrow money to increase your buying power, if eligible. (10.5% without Gold)
- Advanced market data. See people’s bids and asks on securities with Level II market data from Nasdaq.
- Professional research. Plan your next move with in-depth research by independent financial analysts at Morningstar.
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Conclusion
If you’re investing and have sums of cash in your Robinhood account, it may be worthwhile to subscribe to Robinhood Gold to earn this competitive rate.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
However, if you’re not interested in this offer check out our Best Bank Rates for savings accounts and more!
