Capital One 360 is offering you to earn up to 1.00% APY for their checking account when you have a balance of $100,000 or more. This bank comes with absolutely NO hidden fees, NO monthly minimums, and the ability to earn interest on your account balance! By providing simplicity and ease of accessibility for its customers, Capital One 360 aims to improve your banking experience. If you are looking for a bank that provides for its customers, then opening an account with Capital One 360 will be one of your best decisions yet!
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Checking Account Annual Percentage Yield Rates:
- 1.00% for balances of $100,000.00 or more
- 0.75% for balances between $50,000.00 and $99,999.99
- 0.20% for balances up to $49,999.99
Capital One 360 Checking Account Summary:
- Direct Link to Offer
- Account Type: Checking Account
- Maximum Rate: 1.00% APY
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull
- Direct Deposit Requirement: None
- Monthly Fee: None
- Early Termination Fee: None
Capital One 360 Checking Account Features:
- Absolutely no hidden fees or required minimum balances
- Earn up to 1.00% APY on your everyday money
- Access to over 38,000 fee-free Allpoint® ATM and 2,000 Capital One® ATMs
- Free MasterCard® Debit Card for all purchases
- Mobile check deposits with CheckMate & one checkbook’s free
- Overdraft Protection options
Conclusion:
Overall, Capital One 360 Checking provides their customers with some of the best checking solutions when it comes to simplified banking. Some of the best features they provide with their checking account are no monthly fees and no minimum balances. Not only do you not have to worry about end-of-the-month expenses, but you can earn up to 1.00% APY on your balance! If you didn’t know, they also provide a Capital One 360 Savings account for their customers, so you can save money in more ways than one. For more information on different bank accounts, check out our full list of which banks provide the Best Savings Rates.
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |



