Break away from banks. Let your money grow with annuities built for the digital era – earn up to 4.75% APY on your money; a higher rate than most banks with Gainbridge FastBreak Annuity.
Update 6/10/26: The rate has increased to 4.75% APY from 4.65%.
About Gainbridge FastBreak Annuity
- Learn More
- Issued by: Insurance company
- Interest rate: Up to 4.75% APY*
- Term: 3-10 years
- Size: $1,000-$1M
- Taxes: Interest taxable as earned
- Withdrawals: Up to 10% of account value each year
- Financial backing: Backed by issuing insurance company
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Features
Self directed. Easily create your account and manage it through our secure, online platform.
No surprises, guaranteed. With FastBreak™, there are zero surprises. There are no hidden fees, no crazy amounts of paperwork, and no middlemen.
- A higher rate than most banks
- Locked-in rates (vs. variable APY with savings accounts).
- Withdraw your money without tax penalty before 59½.
- Watch your money grow with our self-managed platform.
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Conclusion
If you’re looking to open an interest bearing account, Gainbridge offers a competitive rate.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers.
Some popular bank offers include U.S. Bank, Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Let us know about your experience with this bank and comment below.
