Available in Washington, 1st Security Bank Optimum Savings is offering a 3.00% APY Rate. Definitely continue reading below for everything you would need to know about the attractive account and rate!
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1st Security Bank Optimum Savings Review
1st Security Bank takes a very personal approach to their work, treating each person that comes in as if they were their only customer. With eleven neighborhood branches, they believe that bigger is not necessarily better. Their strength comes from the relationships that they build with their customers, small businesses and community partners.
In addition to the rate from 1st Security Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review 1st Security Bank Optimum Savings below.
1st Security Bank Optimum Savings Rate
To earn 1st Security Bank’s competitive rate, simply have an opening deposit of $100. That’s all it takes and you’ll get to enjoy earning the 3.00% rate on all balances.
- What you’ll get: 3.00% APY
- Eligible account: Optimum Savings
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Where it’s available: Washington
- Opening Deposit: $100 minimum
- Monthly fee: $15 monthly fee, waive with monthly transfer fee $100 to the Optimum Savings account
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
How to Earn 1st Security Bank Rate
- Open any 1st Security Bank Checking Account
- Monthly transfer of $100 to the Optimum Savings account or a $15 monthly maintenance fee will be assessed
| Balance Requirement | APY Rate |
| Up to $5,000 | 3.00% APY |
1st Security Bank Account Features
- Free debit card
- Bill Pay
- 24-hour telephone banking
- Access to Money Management
- Free email & text alerts
- No foreign transaction fees for international debit card use
- Free Online Banking, Mobile Banking, and 1st Mobile Deposit
Conclusion
If you are a resident of Washington, I highly recommend checking out this account at 1st Security Bank to earn one of the highest local rates. Additionally, you’ll be able to gain access to many great features that come with the account.
Let us know about your experience with this bank and comment below.
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