Available nationwide, CIBC Bank Agility Savings account is offering a 4.38% APY rate. Continue reading to learn more about this account and how to earn the incredible rate.
Update 12/24/25: The rate has decreased to 4.38% APY from 4.51%.
CIBC Bank Agility Savings Review
CIBC Bank a financial institution that provides cross-border services to clients in North America. They are originally backed by a Toronto-based financial institution that is now located in Chicago.
Next, I’ll review the CIBC Bank Agility Savings account below.
CIBC Bank Agility Savings Rate
- Eligible account: Agility Savings account
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
(Visit CIBC to learn more)
How to Earn CIBC Bank Rate
- Open a savings account from CIBC Bank with an opening deposit of $1,000.
- Maintain any balance amount and earn the 4.38% APY rate.
| Balance Requirement | APY Rate |
| $0.01+ | 4.38% APY |
CIBC Bank Account Features
- Easy online access
- High Interest
- No monthly service fees
ACH Transfers
If you’re an account holder, you’re able to initiate incoming ACH transfers via CIBC NetBanking.
ACH transfer limits are $125,000 per day and $250,000 per month for incoming & outgoing deposits.
From the CSR, you’re able to link an unlimited number of external accounts. ACH transfer times are typically between 1 and 2 business days to process.
As a note, ACH deposits carry no hold time, however, there is a 10 business day hold for check deposits.
CIBC Agility Savings Up to $500 Bonus (Expired)
New and existing clients: Get up to $500 bonus in your Agility Savings account. Direct Link to Offer
How to earn bonus:
- Deposit new funds in your Agility Savings account
- $250 bonus – The New Money you deposited from an external bank during the Funding Period was between $25,000 and $49,999.99 (“Tier 1”), and you maintained at least $25,000 in New Money until 11:59 p.m. ET on March 18, 2024.
- $500 bonus – The New Money you deposited from an external bank during the Funding Period was $50,000 or more (“Tier 2”), and you maintained at least
- Keep in your account for a minimum of 90 days
- Receive a cash bonus. If you fulfill the offer requirements outlined above, CIBC Bank USA will deposit the bonus into your CIBC Agility Savings account no later than May 17, 2024.
 |
 |
Conclusion
It is often difficult to select which account fits your needs the best. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems. However, with CIBC Bank, you can do just that.
With a new account, you can earn a generous rate just for meeting its deposit requirement. Additionally, with access to a range of account features, banking has never been easier.
However, if you’re not interested in this offer check out our Best Bank Rates for savings accounts and more!
In addition to the rate from CIBC Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
