See new Delta Community Credit Union bonuses, promotions and rates here.
Update 9/4/24: The $250 checking & savings bonus offer has been extended til 12/31/24. There is also another $200 checking & savings bonus valid though 12/31/24.
Delta Community Credit Union Bonuses Review
As the largest Credit Union in Georgia, Delta Community Credit Union has over 25 locations located conveniently across metro Atlanta and Georgia. Since 1940, their mission as a not-for-profit financial institution has been to help members get more out of their finances by offering higher rates on deposits, lower rates on loans and low or no service fees. Lastly, visit a local branch today to learn more about the current promotions.
Eligibility: Membership in Delta Community Credit Union is open to residents of Cobb, Cherokee, Clayton, Coweta, Fayette, DeKalb, Forsyth, Fulton, Gwinnett, Henry, or Hall Counties in Georgia. Additionally, membership is also open to employees of Delta Air Lines, Inc., Amerifleet Transportation, Corporate Services Management America, and over 150 groups and organizations. Click here for full membership details. |
I’ll go over all Delta Community Credit Union offers below.
Delta Community Credit Union $250 Checking & Savings Bonus
Delta Community Credit Union is offering a $250 sign up bonus when you open a new checking and savings account.
- What you’ll get: $250 Bonus
- Eligible account: Checking Account
- Where it’s available: GA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new Savings and Checking Account between now and December 31, 2024, and get a $250 Bonus!
- To earn the bonus, set up and receive a qualifying direct deposit totaling $1,000 and make at least 10 Visa Debit Card transactions within the first 90 days of account opening.
- You will need to mention your company’s exclusive promo code “SEG250_64” when applying in the branch; it is not needed when you apply on the landing page.
(Offer expires 12/31/2024)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($325 Bonus) |
KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Applicant must be eligible and qualify for membership.
- To obtain the $250 bonus, applicant must complete the following: (1) Between June 1 and August 31, 2024 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive Invitation Code must be applied online or in a branch at account opening.
- Offer not valid if not redeemed by one of these two methods. (2) Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of opening Checking Account.
- The qualifying direct deposit must be deposited from member’s employer via ACH transfer. Deposits that do not originate from an employer (such as check deposits; P2P transfers such as Venmo or PayPal; bank ACH transfers not from an employer; and merchant transactions such as Square or Stripe) are not eligible as a qualifying direct deposit for this promotion. (3) Complete a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 90 days of opening Checking Account.
- ATM transactions will not be considered for bonus.
- To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotion are subject to IRS reporting.
- The Annual Percentage Yield for Savings is 0.25% as of June 1, 2024.
- The Annual Percentage Yield for Interest Checking is 0.10% as of June 1, 2024.
- Rates are subject to change.
- Free Checking and SpendSafe Checking do not pay dividends.
- The bonus will be deposited to the Checking Account within 60 days after qualifying direct deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member.
- Business accounts are not eligible for this promotion.
- Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third-party websites and promotional materials with no affiliation or prior authorization from the Credit Union.
- Branch personnel please enter SEG250_63 in the invitation code field at account opening or use PROMO.CODE if necessary.
Delta Community Credit Union $200 Checking & Savings Bonus
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: GA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new Savings and Checking Account between September 1 and December 31, 2024, and get a $200 bonus!
- To earn the bonus, simply deposit $1,000 to your new Checking Account and make at least 10 Visa® Debit Card purchases within the first 90 days of account opening.
- Once you have met the requirements, we will deposit the bonus in your new account.
- To get started, you can apply online and a special promotion code will be added to your application. Just be sure to remember your promo code, CHECKING200.
(Offer expires 12/31/2024)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Open a consumer membership with a Savings Account and Checking Account simultaneously between September 1 and December 31, 2024 and provide the promo code CHECKING200, and within 90 days of account opening (1) make deposits totaling $1,000 to the Checking Account and (2) make 10 Visa® Debit Card purchases. (Note ATM transactions do not qualify.
- Debit Card transactions must post and clear the account within the 90-day period.)
- Transfers from another Delta Community account (including those of another member) do not count toward deposit requirement.
- Accounts must be opened either online or in a branch.
- Offer not valid unless redeemed by one of these two methods.
- Savings Account must have a minimum deposit of $5.
- To obtain bonus, accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotional offer are subject to IRS reporting.
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- This offer is valid for first-time Delta Community members only and cannot be combined with other offers.
- Applicant must be eligible to qualify for membership.
Delta Community Credit Union $50 Referral Bonuses
Earn a $50 bonus when you refer a friend to become a member at Delta Community Credit Union.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: GA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Create a refer-a-friend account online
- Send referral messages to your friends
- Your referral must:
- Open a Checking Account with a Debit Card
- Make a $50 deposit to their new account
- Make at least 5 transactions with their new Debit Card
- Once complete, the bonus will be deposited within 60 days!
(Limited time offer)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers or orders
- Referrer must be Primary Account Holder with Delta Community.
- Bonuses earned through this promotion are subject to IRS reporting.
Delta Community Credit Union $150 Checking & Savings Bonus (Expired)
Delta Community Credit Union is offering a $150 sign up bonus when you open a new checking and savings account.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: GA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new Savings and Checking Account and get a $150 bonus!
- To earn the bonus, simply deposit $500 to your new Checking Account and make at least 10 Visa® Debit Card purchases within the first 60 days of account opening.
(Offer expires 08/31/2023)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($325 Bonus) |
KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Applicant must be eligible and qualify for membership.
- To obtain the $150 bonus, applicant must complete the following: (1) Between June 1 and July 31, 2023 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive invitation code must be applied online or in a branch at account opening.
- Offer not valid if not redeemed by one of these two methods; (2) make deposits totaling $500 to Checking Account and a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 60 days of opening Checking Account.
- ATM transactions will not be considered for bonus.
- To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid.
- Bonuses earned through this promotion are subject to IRS reporting.
- The Annual Percentage Yield for Savings is 0.20% as of May 1, 2023.
- The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2023.
- Rates are subject to change.
- The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
- Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
- Offer may only be redeemed once per member. Business accounts are not eligible for this promotion.
Delta Community Credit Union $100 Youth Savings Bonus (Expired)
Earn a $100 bonus when you open a youth savings account.
- What you’ll get: $100 Bonus
- Eligible account: Youth Savings Account
- Where it’s available: GA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch.
- Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.
(Expires 04/30/2023)
Western Alliance Bank High-Yield Savings Premier (5.31% APY) | CloudBank 24/7 High Yield Savings (5.24% APY) |
RBMAX High Yield Savings (5.15% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.26% APY) | Harborstone Credit Union Money Market (5.25% APY) |
Fine Print
- Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch. Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.
- Only new Youth Savings Accounts opened between March 1, 2023 and April 30, 2023 are eligible.
- Any child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) 12 years of age and under can have Youth Savings Account, as long as they have a Joint Owner. The child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) does not have to reside within Delta Community Credit Union’s eligible counties.
Delta Community Credit Union $100 Student Checking Bonus (Expired)
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: GA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Open a new Savings and Checking Account using promo code GRAD22 between May 15 and June 30 and Delta Community Credit Union will match your deposits up to $100!
- To earn the match, deposit your graduation gifts from friends and family to your new account.
(Offer expires 06/30/2022)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($325 Bonus) |
KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Offer is valid for new Delta Community members between the ages of 17 and 25 and cannot be combined with any other offer.
- Applicant must qualify and open membership andChecking Account between May 15 and June 30, 2022.
- Existing members ages 17 to 25 without a Delta Community Checking Account are also eligible.
- Bonus of up to $100 will be paid equal to the deposits made to account (up to $100) which remain in the account through June 30, 2022, excluding dividends.
- The annual Percentage Yield for Savings is 0.08% as of May 1, 2022.
- The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2022. Rates are subject to change.
- The bonus will be deposited to the Checking Account within 60 days after deposit requirements are met.
- To receive bonus, all accounts must remain in good standing, including all loan payments current.
How to Waive Monthly Fees
- Personal Checking: None
- Business Value Checking: $5 monthly fee, waivable with $500 average daily balance, $5,000 deposit balance or combined deposit and/or loan relationship totaling $10,000
- Business Checking: $10 monthly fee, waivable with $750 average daily balance, $10,000 deposit balance or combined deposit and/or loan relationship totaling $20,000
Conclusion
If you’re located near a Delta Community Credit Union location in Georgia, consider taking advantage of this bonus. In my opinion, if you are already a Delta Community Member you have nothing to lose with the referral bonus. Additionally, refer all your friends and persuade them to open a checking account so both of you can earn a bonus. One way you can entice them is to mention it is a soft pull, so it won’t hurt their credit score.
Delta Community Credit Union’s rates aren’t that great so be sure to check our best rates Savings, Money Market, and CD accounts.
However, if you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally feel free to comment on this post with any questions you may have about Delta Community Credit Union.
Furthermore check back often for more Delta Community Credit Union Bonuses, Promotions, or Offers!