Available nationwide, Earn Bank is offering a 1.85% APY Rate for their Money Market Account. Definitely continue reading below for everything you would need to know about the attractive account and rate!
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Earn Bank Money Market Review
Earn Bank is a digital bank that leverages technology to cut costs and passes savings on to customers in the form of higher rates, they are a next generation digital bank committed to service, and easy enough for everyone to use. They strive to give you a transparent, powerful savings vehicle that will help you meet your savings goals. Straightforward and 100% digital, Earn Bank offers simple savings products with premium rates.
In addition to the rate from Earn Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review Earn Bank Money Market below.
Earn Bank Money Market Rate
To earn Earn Bank’s competitive rate, simply have an opening deposit of $10,000. That’s all it takes and you’ll get to enjoy earning the 1.85% rate on all balances.
- What you’ll get: 1.85% APY
- Eligible account: Money Market Account
- Credit inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: $10,000
- Monthly fee: $10, can be waived when you keep a $10,000 minimum average daily balance
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
How to Acquire Earn Bank’s Rate
- Open a Money Market account with a opening deposit of $10,000
- Maintain a $10,000 minimum balance amount and earn the 1.85% APY rate
- $10,000 minimum deposit to open
- Switch to eStatements and avoid the $25 paper statement fee
| Balance Requirement | APY Rate |
| $10,000 | 1.85% APY |
Earn Bank Account Features
- Online transfers and mobile check deposits
- Link your Money Market Account to your other bank accounts for easy money movement
- Peace of mind – deposits are insured by the FDIC up to legal maximums
- Telephone or electronic transfers
- Internal Transfer between accounts you own at the bank
Conclusion
Earn Bank is offering a great APY Rate of 1.85% for their Money Market Account. There is a minimum opening balance of $100 and it’s easy to sign up online! I recommend opening an account so you can start saving with a safe and great account that also has a competitive APY Rate.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on Earn Bank Money Market.





