Available for residents nationwide, VirtualBank is now offering a 3.75% APY for their eMoney Market Account.
Update 9/19/25: The rate has decreased to 3.75% APY from 4.00%.
VirtualBank eMoney Market Account Review
VirtualBank is a division of IBERIABANK, a United-States based commercial bank over $30 billion in assets. IBERIABANK was founded in New Iberia, Louisiana in 1887. The Bank provides a comprehensive array of financial services including retail banking, commercial banking, business banking, private banking, and mortgages.
I’ll review the VirtualBank eMoney Market Account below.
VirtualBank eMoney Market Account Rate
To earn VirtualBank’s competitive rate, simply have an opening deposit of $100. That’s all it takes and you’ll get to enjoy earning the great rate on all balances.
- What you’ll get: 3.75% APY
- Eligible account: eMoney Market
- Credit inquiry: Unknown
- Where it’s available: Nationwide
- Opening Deposit: Not listed
- Monthly fee: Yes
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
| PROMOTIONAL LINK | OFFER | REVIEW |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
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| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| CIT Bank Platinum Savings | 3.75% APY | Review |
| CIT Bank Savings Connect | 3.65% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
How to Earn VirtualBank Rate
- Open a eMoney Market account
- Maintain any balance amount and earn the APY rate
| Balance Requirement | APY Rate |
| $0.01+ | 3.75% APY |
VirtualBank Account Features
- Earns interest (paid monthly)
- Minimum to earn interest is $0.01
- Maintain a daily minimum balance of $100 to avoid the $5 monthly service charge
- Free Online & Mobile Banking
- Free Mobile Deposits
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Conclusion
VirtualBank is offering a great rate for their eMoney Market Account.
Definitely open an account so you can start saving with a fantastic account while offering a competitive APY Rate.
In addition to the rate from VirtualBank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on VirtualBank eMoney Market Account.
