Saving up can often be quite the hassle. Many of us hopes to save some extra cash for any further or unexpected expenses but are shocked by how little we have actually saved over time. To prevent this from happening, a new savings account might be a good place to start. It’s no secret that rates are at the lowest it has been in ages. However, there are signs that this might change! Currently, many banks out there will offer you quite an attractive rate on a new account with minimal requirements.
A great place to start looking for better savings accounts is definitely a online saving account. More often than not, your new account will feature a host of account features to better your banking experiences. With low rates and great services, why wouldn’t you want to start today? To ease the stress of searching for the best rates available, we have come up with a list of Best Savings Account for all your personal and financial needs!
We researched and found the ideal features to look for in a Savings Account:
- Sign Up Bonuses
- Earn Interest
- Minimum Balance Requirement
- Above Average Rates
- Complimentary Features
If you are interested in relieving some stress from your busy lives, then please continue below to see our list of Best Savings Account!
Best Savings Accounts:
Chase is offering new customers of the bank a chance to earn a $150 bonus when you open a new Chase SavingsSM account. Customers can benefit from the bonus when you deposit a total of $10,000 or more in new money within 10 days & maintain a $10,000 balance for 90 days. However, if you closed an account with Chase in the past 90 days, then you are not eligible for the account bonus. Chase $150 Bonus Review
Capital One 360 is offering customers the chance to earn a $25 bonus by opening a Capital One 360 Savings account with no fees or minimums. Once you have your account open and active, you can send 50 referrals to your friends and family members to earn up to $1000 in referral bonuses. Capital One 360 Bonus Review
Dime Direct is offering a $25 bonus & 1.30% APY rate when you sign up and open a DimeDirect Statement Savings account. Customers will be able to earn the bonus when you make a minimum deposit of $1,000. In addition, you can enjoy features such as no monthly fees, free mobile banking with check deposit from your phone, plus free 24-hour automated phone service. Dime Direct Review
First Tech Federal Credit Union is offering as much as $1,500 bonus when you enroll and open any First Tech savings account by November 30, 2017. To qualify for the bonus, members would have to meet the deposit tier requirements. The increase in your total deposit balances during the promotional period will determine which of the 5 Promotional Tier you are eligible to participate in. Your total deposit balances must increase by $25,000 or more during the promotional period. If you are interested to learn more, make sure to read our review for full info. First Tech Federal Credit Union $200-$1500 Bonus Review
Fidelity Bank is offering residents of Pennsylvania a $200 bonus by depositing $10,000 and remain on deposit for 60 calendar days from account opening. Members of the bank can benefit from their waivable monthly fee as well. Simply have a balance over $100 and you can waive the $2 fee. Fidelity Bank $200 Bonus Review
Associated Bank like Huntington, has long been a great choice for those looking into a new Savings Account. Customers can now take advantage of a $100 bonus when you open a Money Market Account with a minimum deposit of $10,000. With their new account, you can enjoy features such as access to hundreds of Associated Bank ATMs and over 25,000 MoneyPass® surcharge-free ATMs nationwide as well as higher interest as your savings grow. Associated Bank $100 Bonus Review
BrightPeak Financial has a promotion going on that allows residents nationwide to earn a $100 bonus when you sign up and open a new Emergency Savings Account for a limited time. With the account, you will be able to experience all the great features as well as no monthly fees! BrightPeak Financial $100 Bonus Review
Fulton Bank is currently offering targeted residents of Delaware, Maryland, New Jersey, Pennsylvania, and Virginia a generous $100 bonus when you sign up and open a new Student Statement or Statement Savings Account by December 22, 2017. To qualify for the bonus, all you would need to do is open any savings account, and deposit at least $500 within the first 60 days of opening the account. Fulton Bank $100 Bonus Review
Hancock Whitney Bank offers residents of LA, MS, FL, AL, & TX a $100 bonus when you sign up for a new Savings Account. Customers will be able to earn the bonus when you make a minimum deposit of $10,000. With a new account, you will be able to enjoy a host of account features to better your savings for the future ahead! Hancock Whitney Bank $100 Bonus Review
U.S. Bank is offering residents nationwide a chance to earn a $100 checking bonus when you open a Silver Checking Package account with a Package Money Market Savings account, and enroll in START Smart. You can also waive the $8.95 monthly fee with a $1,500 monthly balance. U.S. Bank $100 Bonus Review
Amboy Direct has been in the business for years and is offering you the perfect opportunity to earn the $50 bonus by having a minimum monthly average balance or $3,000 or more for 90 days. Customers can enjoy the great features that comes with the new banking experience as well as having no monthly fees. Amboy Direct $50 Bonus Review
Hapo Community Credit Union is currently offering residents of Washington and Oregon an attractive $25 bonus when you help your child sign up for a new Kids Savings Account by November 15, 2017. Eligible customers will be able to earn the bonus as well as a host of account features to kick start their child’s financial futures ahead! Hapo Community Credit Union $25 Bonus Review
Best Savings Accounts APY Rates:
CIT Bank offers a tiered interest rate structure, meaning the higher the balance is, the higher the interest. Currently, you can earn a generous rate of 1.35% APY on balances up to $100,000. Not only that, but you will be able to enjoy a range of account features to expand on your banking experience. CIT Bank Review
Discover Bank’s Online savings account offers you one of the best rates available on the market at 1.20% APY. The account has no minimum deposit, no monthly fee, and no minimum monthly balance. Additionally, you will get to enjoy interests compounded daily and a host of account features to better your banking experience with Discover. Discover Bank Review
EverBank is offering new customers a chance to earn a rather attractive rate of 1.31% APY on their Money Market Account! Not only are you able to do so, but you can also enjoy a host of account features that comes with your new experience. From waivable monthly fees to convenient features like online and mobile banking, all the features provided are catered towards maximizing your banking needs. EverBank Review
Synchrony Bank is offering one of the highest yields in the nation at 1.30% APY. This account carries a monthly fee of $5, which is modest by comparable standards. With a savings account through Synchrony, you can enjoy well above average rates as well as the financial security of being FDIC insured. Additionally, like most saving accounts, you will be able to earn more interests! Synchrony Bank Review
Ally Bank has long been one of the top choices for online saving account options. Customers can benefit from the fact that the bank is offering a 1.25% APY on all balance tiers. With their new account, you will have access to features such as no monthly fees, remote check deposit, and daily interest compounding. You will also earn a higher rate than traditional savings account most banks offer nowadays. Ally Bank Review
BBVA has long been a top choice for those looking into an attractive APY rate. Customers can now earn the 1.25% APY with a new online ClearChoice Money Market account. In order to earn the high rate, you must be a new customer and make a minimum deposit of at least $10,000. You can also enjoy features ranging from direct deposit to ATM access nationwide! BBVA Review
Barclays is relatively new in the online savings business. Currently, you can enjoy a 1.20% APY with no minimum balance to open. On top of that, customers will be able to benefit from no monthly maintenance fees, and a range of tools to help you save for the future ahead. What’s better to learn and save now than realize at the last minute? Barclays Review
Saving up for the future is one of those things that seems easy but can actually become quite difficult to accomplish. It is not something you can accomplish overnight. When it comes to savings, time is always the essence. While banks nowadays typically offers you a great incentive or attractive rates, it is always within your best interest to start now. Rates are always subjected to change so why not start now, knowing rates are the best its been in ages? Whether you are interested in a one time bonus or a rate that allows you to earn interests over time, there is definitely an account out there for your every needs. However, if you are curious to see what other banks are currently offering along with a sign up bank bonus, check out our complete list of Best Bank Rates nationwide.
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