Saving up can often be quite the hassle. Many of us hopes to save some extra cash for any further or unexpected expenses but are shocked by how little we have actually saved over time. To prevent this from happening, a new savings account might be a good place to start. Currently, many banks out there will offer you quite an attractive rate on a new account with minimal requirements and even give you a nice sign up bonus. We have researched and browsed the internet for the Best Savings Account Bonuses currently available so keep on reading and see which account is right for you!
A great place to start looking for better savings accounts is definitely an online saving account. More often than not, your new account will feature a host of account features to better your banking experiences. With low rates and great services, why wouldn’t you want to start today? To ease the stress of searching for the best rates available, we have come up with a list of Best Savings Account for all your personal and financial needs!
We researched and found the ideal features to look for in a Savings Account:
- Sign Up Bonuses
- Earn Interest
- Minimum Balance Requirement
- Above Average Rates
- Complimentary Features
If you are interested in relieving some stress from your busy lives, then please continue below to see our list of Best Savings Account Bonuses!
Best Savings Account Bonuses:
|Open a Discover Online Savings Account for all these features:
-Open your new account by September 5, 2018 and:
-Fund your first savings account with a minimum of $25K by September 19, 2018 to earn $200 Bonus
-Fund your first savings account with a minimum of $15K by September 19, 2018 to earn $150 Bonus
-Earn high interest rate of 1.75% APY
-No minimum opening deposit, no minimum balance requirement, and no monthly fees
-Interest on Discover Online Savings Accounts is compounded daily and credited monthly
-Manage your account online or with the Discover mobile app
-FDIC insurance up to $250,000
-See advertiser website for full details
|-Available nationwide - paired with phenomenal customer service
-Get 1.75% APY on your funds with no minimum requirements & no monthly fees!
-No hidden fees. No minimum balance to open.
-It's your money. Use it when and how you want.
-Deposit checks on the go or grow your savings with automatic transfers.
-Move money in and out of your savings account easily and securely.
-View your savings account balance and activity online or with mobile app.
-Get started and open a Discover Online Savings Account in 3 easy steps.
|-Get a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days, and maintain a $10,000 balance for 90 days.
-Access to over 16,000 Chase ATMs and 5,100 branches.
-Link this account to your Chase checking account for Overdraft Protection.
-Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
-Real-time fraud monitoring – We watch your debit-card to help your money stay your money.
-Apply online in minutes. Open your account online now.
-Available in: AZ, CA, CO, CT, FL, GA, ID, IL, IN, KY, LA, MI, NJ, NV, NY, OH, OK, OR, TX, UT, WA, WI, WV
Capital One 360 is offering customers the chance to earn a $25 bonus by opening a Capital One 360 Savings account with no fees or minimums. Once you have your account open and active, you can send 50 referrals to your friends and family members to earn up to $1000 in referral bonuses. Capital One 360 Bonus Review
Citibank is offering up to $700 bonus by making a qualifying deposit of $250,000 into a new/existing Citi Savings Account or existing Savings Plus Account. You can enroll through the online enrollment, by calling 1-888-248-1636 and mentioning Promotional Code: 4ART9BK8A3, or by visiting your local Citibank branch. Citibank Bonus Review
First Tennessee Bank has long been a great choice for consumers looking to establish and expand their saving experience. With the current offer, you can earn anywhere from $50 to $300 in bonuses when you open a new Money Market Savings or BizEssential Savings account. Customers can avoid the $9 monthly fee by maintaining at least $5,000 in your account. First Tennessee Bank Bonus Review
Capital One 360 is offering a $200 bonus when you open a money market account by August 31, 2018 using promo code BONUS200 and have balances of $10,000 or more. Capital One will deposit the bonus money into your account within 60 days after completing the above conditions. Capital One 360 Bonus Review
Associated Bank like Huntington, has long been a great choice for those looking into a new Savings Account. They are offering a chance to earn a generous $100 bonus when you apply and qualify for a new Associated Advantage Money Market account by March 31, 2019. To obtain your generous bonus, all you would need to do is have a minimum opening deposit of $10,000 as well as having the amount remain on deposit for 90 days to receive the bonus. Associated Bank Bonus Review
BrightPeak Financial has a promotion going on that allows residents nationwide to earn a $100 bonus when you sign up and open a new Emergency Savings Account for a limited time. With the account, you will be able to experience all the great features as well as no monthly fees! BrightPeak Financial Bonus Review
Hancock Whitney is offering resident of the qualifying states of Louisiana, Mississippi, Florida, Alabama, or Texas an easy $100 Cash Bonus when you open a new savings account in-branch or online by July 31, 2018. To qualify for the offer, all you would have to do is enter your email address and submit the form. Once you have done so, the bank will mail you an exclusive promo code. Simply provide your promo code when applying online to qualify for the bonus. Hancock Whitney Bonus Review
U.S. Bank is offering residents nationwide a chance to earn a $100 checking bonus when you open a Silver Checking Package account with a Package Money Market Savings account, and enroll in START Smart. You can also waive the $8.95 monthly fee with a $1,500 monthly balance. U.S. Bank $100 Bonus Review
Amboy Direct has been in the business for years and is offering you the perfect opportunity to earn the $50 bonus by having a minimum monthly average balance or $3,000 or more for 90 days. Customers can enjoy the great features that comes with the new banking experience as well as having no monthly fees. Amboy Direct Bonus Review
Best Savings Accounts APY Rates:
|With the CIT Bank Money Market Account, you can enjoy:
-Earn 1.85% APY on your funds
-One of the nation's top rates — over 16x the national average.
-Get up to 6 digital transfers/withdrawals per statement cycle
-Save smart and get more for your money
-Higher rates than traditional banks
-Get 24/7 Account Access
-Secure banking features
-Open with as little as $100
|With the Barclays Online Savings Account, you’ll enjoy:
-Earning 1.85% APY on your funds - an award-winning account with rates 20x the national average
-No minimum opening balance or deposit required to open
-Secure, 24/7 online access to your funds & tools to help you save
-Online transfers to and from other banks
-Direct deposit to make saving simple and easy
-No monthly maintenance fees
|-Available online nationwide
-Earn 1.55% APY when you open a new Premier High Yield Savings Account
-One of the nation's top rates—over 25x the national average
-Make the smart choice for your savings.
-$100 Minimum Opening Deposit
-No fees to open & no monthly fees
-Daily Compounding Interest
-24/7 Secure Online Banking
|-Open a Synchrony Bank High Yield Savings Account
-Earn 1.85% APY on your funds on all balances
-Available online nationwide
-No minimum balance requirement or monthly service fee
-Your deposit accounts are insured up to $250,000 per ownership category
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
|With the HSBC Direct Savings Account:
-Earn 1.80% APY on all balance tiers
-No monthly maintenance fee
-Minimum balance to earn APY is $1
-Apply online today
-Move money quickly and access your funds using online transfers
-Depositing checks is as simple as taking a picture with your mobile device using HSBC Mobile Banking
-Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
|With the BBVA Compass ClearChoice Money Market Account, you’ll enjoy:
-Earn 1.70% APY for 12 months for accounts opened online
-Earn this exceptional rate on your entire balance
-$25 minimum opening deposit required
-Get a competitive rate, with tiered interest to grow your money faster
-Interest compounds and is credited monthly
-Easily withdraw money in branch & at BBVA Compass ATMs w/no fees
-Enjoy 24/7 online access with Online and Mobile Banking
-Link to your BBVA Compass checking account for Overdraft Protection
Saving up for the future is one of those things that seems easy but can actually become quite difficult to accomplish. It is not something you can accomplish overnight. When it comes to savings, time is always the essence. While banks nowadays typically offers you a great incentive or attractive rates, it is always within your best interest to start now. Rates are always subjected to change so why not start now, knowing rates are the best its been in ages? Whether you are interested in scoring the Best Savings Account Bonuses or looking for a high rate that allows you to earn interests over time, there is definitely an account out there for your every needs. However, if you are curious to see what other banks are currently offering along with a sign up bank bonus, check out our complete list of Best Bank Rates nationwide.
|With the Wells Fargo Cash Wise Visa® Card:
-Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
-Earn unlimited 1.5% cash rewards on purchases
-Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android PayTM, during the first 12 months from account opening
-No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
-Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
-0% Intro APR for 12 months on purchases and balance transfers, then a 14.74%-26.74% variable APR; balance transfer fees apply
-$0 Annual Fee
-Select "Apply Now" to learn more about the product features, terms, and conditions