American Express High-Yield Savings 1.90% APY Personal Savings Rate (Nationwide)

The following offer is from our partner American Express. The opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.

Available nationwide, American Express is offering a 1.90% Annual Percentage Yield (APY) Rate for their High-Yield Savings Account.

With no minimum deposit required and no fees to open or maintain a High-Yield Savings account, it’s easy to maximize your savings with American Express. Your money is also FDIC insured, up to $250,000, so you can save with confidence.

Open an account today to start saving! In addition, you can check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

American Express High-Yield Savings Summary

With the American Express High Yield Savings Account: • Earn 1.90% APY on your deposits. Your Personal Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access Apply Now at American Express

American Express High-Yield Savings Account Info

• Direct Link to Offer
• Account Type: High-Yield Savings Account
• Rate: 1.90% APY
• Availability: Nationwide
• Expiration Date: None
• Direct Deposit Requirement: None
• Additional Requirements: None
  
• Monthly Fee: None
  
• Early Termination Fee: None
  

How To Earn A High-Yield Savings Rate

1. Gather Your Information
   • For both primary and joint applicants include your:
     • Social Security Number
     • Email Address
     • Home Address
     • Phone Number
     • Date of Birth
     • Account and Routing numbers (primary applicant only)
2.  Submit Application
   • Choose the High Yield Savings account to open, and apply online or by phone at 1-800-446-6307 anytime.
3. Receive Confirmation
   • Get an online and/or email confirmation when your application is approved. Additionally, you will receive an American Express® Personal Savings Welcome Kit in the mail.
4. Fund Your Account
   • Fund your account online either by linking your current bank account or by mailing a check. Start earning interest on the business day American Express receives your deposit.

Online Savings Account Features

• Simple and quick application process
• No minimum balance requirement
• Earn interest daily
• Access your account online or by phone 24/7
• No maintenance fees
• Can link to three bank accounts
• Total maximum balance is $5,000,000
• Set up automatic transfers to/from external accounts
• Set direct deposit schedules
• FDIC insured

How To Waive Monthly Fees

• High-Yield Savings: No monthly service fees.

You can make up to 6 withdrawals during any monthly statement cycle. American Express may refuse any withdrawal request that exceeds this amount or for an amount greater than withdrawal limitations.

Open an American Express Personal Savings account to earn a high APY Rate.

Conclusion

Sign up with American Express to enjoy earning a high APY Rate with their High-Yield Savings Account. This is a great account for those who need to get started on building their savings.

There are no minimum or monthly balances or fees with this account. I recommend signing up today so you can start maximizing your savings! Rest assured, your money is FDIC insured. Plus, you’ll have 24/7 access to your account. See our list of Best Bank Rates and Best Bank Bonuses for all other offers!