Take advantage of the current CIT Bank Savings Builder bonuses, promotions, and offers here. Learn more on how to earn your CIT Bank Savings Builder Bonus.
Available to residents nationwide, CIT Bank is offering a generous 0.45% APY when you open a new Savings Builder Account with a opening deposit of $100.
| BONUS LINK | OFFER | REVIEW |
| CIT Bank Money Market | 0.50% APY | Review |
| CIT Bank Savings Builder | 0.45% APY | Review |
| CIT Bank CDs | Up to 0.50% APY | Review |
| CIT Bank No Penalty CD | 0.30% APY | Review |
Table of Contents
CIT Bank Savings Builder Summary
 With the CIT Bank Savings Builders account: • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 0.45% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. |
CIT Bank Savings Builder Bonus Information
CIT Bank offers two ways to earn this generous rate — either have a monthly deposit of $100 OR maintain a balance of $25,000 to qualify for the high rate.
CIT Bank has a range of account features for you to take advantage of such as no monthly fees, transferable funds, as well as instant access to your account anytime and anywhere! If you are interested, be sure to apply as soon as you can. If you’re interested, you can look at other ongoing CIT Bank Offers.
- Promotional Link:
- Account Type: Bank Savings Builder Account
- Availability: Nationwide (Bank Locator)
- Soft/Hard Pull: Soft Pull
- Minimum Balance Requirement: $100
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: $100 monthly deposits OR $25k balance
- Early Withdrawal Fee: There is a fee if you withdraw before the maturity date.
- Auto-Renewal: None
Bonus & Rate Requirements
- Submit your info. You’ll need to provide your address, phone, email and social security number (or other taxpayer ID).
- Fund your account. Minimum of $100 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.
- You’re done! CIT Bank will send a confirmation email.
How To Earn Rate & Bonus
The higher interest rate is available by meeting either of the following requirements:
- Monthly Savers –
- $100 minimum single deposit or more during the first evaluation period.
- The Evaluation Period begins on the third business day prior to the end of the month the account was opened.
- Additional deposits between the account opening date and the beginning of the first Evaluation Period will not qualify.
- $100 minimum single deposit or more during the first evaluation period.
- High Balance Savers –
- Maintain a balance of $25k or more to earn our highest interest rate on each Evaluation Day.
- The Evaluation Day is the fourth business day from the end of each month.
- Maintain a balance of $25k or more to earn our highest interest rate on each Evaluation Day.
| Tier | Balance Requirement | APY |
| Base | $0 – $25,000 | 0.29% |
| Upper | $0 – $25,000, but with monthly deposit of $100 or more | 0.45% |
| Upper | $25,000+ | 0.45% |
Base APY assumes the account is opened on the 15th day of the month and no qualifying deposits of $100 are made following account opening. Actual APY may be greater or less depending on the date the account is opened. See site for details.
- No maximum balance
- Enjoy no monthly fees
- Easy to transfer via bank transfers, mobile deposit, wire transfer or check
- Access your account anytime, anywhere
- FDIC insured of up to $250,000
- There are no monthly fees
- Savings Builder is a tiered interest rate account.
- To qualify for the Tiered Boost:
- Tier Boost – Make at least one monthly deposit of $100 or more during the first Evaluation
Period which begins on the third business day prior to the end of the month the account
was opened
- Tier Boost – Make at least one monthly deposit of $100 or more during the first Evaluation
- The minimum opening balance does not qualify to earn the higher APY tier.
- Tier levels are subject to change without notice.
- Interest rates and Annual Percentage Yields (APYs) are variable and may change without notice.
- Minimum to open account is $100.
- Fees could reduce earnings on the account.
Conclusion
With CIT Bank, you will be able to take advantage of the highly competitive APY rate with a minimum opening deposit of $100 on the Savings Builder account. What’s great about this offer is that they offer two ways for you to be eligible for their promotional APY rate, either maintain a $25,000 balance OR simply have a monthly deposit of $100.
The Bank Savings Builder Account comes with a range of features for you to take advantage of. If you are not currently interested, then be sure to see our complete list of the Best Bank Rates for all your banking needs!
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings has a nice sign-up bonus plus great rate. |
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