Available for residents nationwide, Elements Financial is now offering a 2.00% APY for their Premium Money Market Account. To get started with this rate, all you would need to do is deposit minimum of $2,500 to earn the high rate.
Once you have done so, you will receive the rate as well as a wide range of account features to compliment your banking experience. Additionally, you can also bank with ease knowing the bank is NCUA insured. I recommend you apply as soon as you can as the rate’s subjected to change.
Editor’s Note: The promo page stated the offer is for State of Indiana employees and family members, however we have received many reports from readers who are not employees of Indiana getting this bonus now, so the offer should be open to all. Another approach is to apply for the Savings account first then the $200 Checking offer may get sent to your email (YMMV). The credit union is available to anyone nationwide to join by paying a $5 fee to Tru Direction.
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Elements Financial Savings Account Summary:
- Direct Link to Offer
- Account Type: Premium Money Market Account
- Rate: 2.00% APY
- Availability: Nationwide (Branch Locator)
- Expiration Date: None
- Soft/Hard Pull: Soft Pull, ChexSystems
- Direct Deposit Requirement: None
- Additional Requirements: See Below
- Avoid Monthly Fee: $15, if balance falls below $5k
- Early Termination Fee: Please contact your local representative regarding termination fee
Elements Financial Savings Account Requirements:
- You must open a new Premium Savings account from Elements Financial. Only new funds qualify for the APY rate.
- 2.00% rate applicable to account balances of $2,500.
Balance Requirement | APY Rate |
$2,500+ | 2.00% APY |
Elements Financial Savings Fine Print:
- No dividends will be paid on balances less than $100.
- Rate subject to change without notice.
- Personal accounts only. New money only.
- Limited time offer; may be discontinued at any time.
- Fees may reduce earnings.
Conclusion:
It is often difficult to select which account fits your needs the best. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems. However, with Elements Financial, you can do just that! With a new account, you can earn a generous rate just for meeting its deposit requirement. Additionally, with access to a range of account features, banking has never been easier. However, if you’re not interested in this offer check out our Best Bank Rates for savings accounts and more!