American Trust and Savings Bank is currently offering residents of Iowa a generous 3.01% APY when you sign up and open a new Reward Checking account with a minimum opening deposit of $100.
If you are currently interested, the bank is offering you the attractive APY rate on balances up to $15,000. To qualify, all you would need to do have at least 12 debit card transactions posted and settled, be enrolled in and receive eStatements, and be enrolled in and log into your online banking once per cycle.
If you would like to simplify your experience, then definitely head on over to your local branch and start today! However, you better act fast, as the rates are subjected to change. In addition, you can also check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
American Trust and Savings Bank Summary
- Direct Link to Offer
- Availability: IA (Branch Locator)
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Credit Card Funding:Unknown, let us know!
- Direct Deposit: No
- Additional Requirements: Listed below
- Avoid Monthly Fee: None
- Early Termination Fee: None listed
American Trust and Savings Bank Requirements
- Open a Rewards Checking account from American Trust and Savings Bank.
- Complete the following every monthly statement cycle.
- Have at least 12 debit card purchases post and settle.
- Be enrolled in and receive eStatements.
- Be enrolled in and log in to online banking at least once per statement cycle.
- Keep the account open and in good standing to earn the high rate.
American Trust and Savings Bank Fine Print
- Annual percentage yields (APY) for these accounts are in effect as of 01/01/14 and calculated based on the daily balance method.
- All qualifications must be met during your monthly earnings period.
- ATM-processed transactions do not count towards qualifying debit card transactions.
- Transactions may take one or more business days to post and settle to an account from the date your transaction is made.
- Interest rates and caps may change without notice after the account is opened.
- Fees may reduce earnings.
- If you close your account before interest is credited, all accrued interest will be paid.
- Personal accounts only.
- Maximum of two accounts allowed per social security number.
- ATM fee refunds up to $25 per earnings cycle when requirements are met.
- Rate tiers for Reward Checking and Reward Savings: 3.01% APY applies to balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle.
- 0.05% APY applies to checking balances if qualifications are not met.
- 1.51% APY applies to savings balances up to $15,000 and 0.25% APY applies to the portion of the balance over $15,000 when requirements are met each earnings cycle.
- 0.05% APY applies if qualifications are not met.
- When linked to the Reward Savings, the interest earned within the Reward Checking account does not compound since it is automatically transferred to savings the day after being credited to checking.
American Trust and Savings Bank Account Features
- Free, high-interest checking account that pays you!
- Nationwide ATM fee refunds (up to $25)*
- ATM fee refunds are only applicable when used with Reward Checking account
- Can link to high-interest REWARD Savings account
- No monthly service charges
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free mobile banking
- Free eStatements
- Free debit card
- Access to Merchant Discount Program
- Direct deposit available
- $100 deposit to open account
- FDIC insured
Conclusion
If you are currently on the market for a new banking experience, then definitely have a look at the promotion American Trust and Savings Bank is offering!
However, if you do not live in the states listed or are not currently interested, then be sure to check out our list of Best Reward Checking Accounts for more information!
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
