Currently, CIT Bank is offering 3.75% APY Rate when opening their Savings Connect Account. This offer is available nationwide.
Update 10/14/25: The rate has decreased to 3.75% APY (from 3.90%). This is one of the best savings accounts to use as a Hub account to transfer your money.
- APY — Annual Percentage Yield is accurate as of September 23, 2025. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
- Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 15, 2025.
- For complete list of account details and fees, see our Personal Account disclosures.
About CIT Bank Savings Connect
CIT Bank, a division of First Citizens Bank, is a top-10 online bank built on the heritage of First Citizen Bank’s experience.
If you’re looking for an account that offers a highly competitive rate with no monthly service fees, we’ll help you decide if this savings account is the right fit for you.
I’ll review the Savings Connect account below.
CIT Bank Savings Connect Rate
- Eligible account: CIT Bank Savings Connect account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $100
- Monthly fee: There are no monthly service fees
- Early Termination Fee: None listed
(FDIC Insured)
How to Earn the CIT Bank Rate
- Simply open a CIT Bank Savings Connect account.
- You’ll need to provide your address, phone, email and social security number.
- Minimum of $100 to open your account. You can transfer funds with electronic transfer, mail in check, or wire.
- Earn 3.75% APY.
Account Benefits
- Earn More: Earn several times the national average with a Savings Connect account.
- Competitive Rate. Get a competitive rate on your Savings Connect account.
- Easy Access. Access your accounts 24/7 online and on the mobile app.
- Easy Deposits. Deposit checks remotely and make transfers easily with the CIT Bank mobile app.
- No monthly service fees.
- FDIC insured.
Conclusion
Now, when you open a an account, you’ll be able to earn a competitive rate on your funds!
Just be sure that you follow the instructions on how to open your accounts and start maximizing your funds immediately.
However, if these rates don’t appeal to you, check out other bank rates and bank bonuses.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers.
Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
If you have experience with CIT Bank, feel free to comment below and tell our readers about how the experience went!
