Earn the Citibank High-Yield Checking account here.
Available to residents of selected markets, you can receive an attractive 0.60% APY from Citibank with a deposit of $25,000 or more on their High-Yield Checking Account.
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Citibank High-Yield Checking Review
In addition to the rate from Citibank, check out our list of best rates Savings, Money Market, and CD accounts.
To learn more, definitely continue reading below!
Citibank High-Yield Checking Rate
Residents of selected markets can earn an attractive rate on balances of $25,000 or more. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 0.60% APY up to $25,000
- Eligible account: Citibank High-Yield Checking Account
- Credit Inquiry: Soft Pull or Hard Pull?
- Where it’s available:
- AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Not available in the following cities: Boston, Philadelphia, Seattle, Dallas
- Opening Deposit: No minimum
- Monthly fee: None
(FDIC Insured)
How to Earn Citibank High-Yield Checking Rate
- Open a Citibank High-Yield Interest Checking account as part of the Citi® Elevate package.
- Meet the tiered deposit amount below to receive your APY rate.
- To waive the $15 monthly service fee, maintain an average monthly balance of $5,000 in your checking account
Balance Requirement | APY Rate |
$0.01-$9,999 | 0.20% APY |
$10,000-$24,999 | 0.30% APY |
$25,000 and above | 0.60% APY |
Citibank Account Features
- No minimum to open
- No limit on earnings
- Online banking
- Smart mobile banking with the Citi Mobile® App
- Mobile Check Deposits
- Spending Insights
- Peer-to-Peer Payments
Conclusion
Overall, Citibank High-Yield Checking is offering a fantastic APY Rate for you to take advantage of. Definitely open an account so you can start saving with a fantastic account while offering a competitive APY Rate. However, do note that not all cities within the listed states qualify for the account!
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