
Available for residents nationwide, E*TRADE is now offering an up to $1000 bonus + 3.75%% APY for their Premium Savings Account.
Update 11/20/25: There’s currently an up to $1000 bonus valid through 2/28/26. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.
E*TRADE Premium Savings $1000 Bonus

Earn up to $1,000 plus a competitive rate when you open a Premium Savings Account by February 28, 2026 using promo code SAVE100.
How to earn bonus:
- Open and fund a Premium Savings Account with qualifying deposits by February 28, 2026 using promo code SAVE100.
- $250 bonus: $25,000 – $49,999 new money deposit
- $500 bonus: $50,000 – $74,999 new money deposit
- $750 bonus: $75,000 – $99,999 new money deposit
- $1000 bonus: $100,000 or more new money deposit
- Maintain your balance for 45 additional days after the 30-day funding period ends to earn your bonus.
E*TRADE Premium Savings Summary
- Account Type: Premium Savings Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: None
- Early Termination Fee: Please contact your local representative regarding termination fee
How To Earn Rate
- Open a new Premium Savings Account
- Fund your account with any balance
- Earn the APY.
| Balance Requirement | APY Rate |
| 0.01+ | 3.75%% APY |
Account Features
- Free, easy-to-use tools to build your emergency savings
- Bank Deposits insured up to $500,000
- Manage your money from anywhere with our best-in-class mobile app
- Easily move money between accounts with Transfer Money service
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Conclusion
It is often difficult to select which account fits your needs the best. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems.
The online savings account comes with a range of account features for you to take advantage of.
f you are not currently interested, then be sure to see our complete list of the best bank rates for all your banking needs!
If you are interested, be sure to apply as soon as you can. In addition, you can also check out other great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.



