Table of Contents
HSBC
Wells Fargo
 With the Discover it® Miles: • Get a $50 Statement Credit with your first purchase within 3 months. • Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping. Your rewards never expire. • Low Intro APR: 0% Intro APR for 14 months on purchases, then a variable rate, currently 14.24% to 25.24% APR, applies. • Discover will match all the Miles you've earned at the end of your first year, automatically. For example, 30,000 Miles turns into 60,000 Miles. • No Annual Fee. • Terms Apply. • See Rates & Fees |
American Express
 The Delta SkyMiles® Platinum American Express Card offers 50,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn up to $100 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership. You can earn 3X Miles on Delta purchases and purchases made directly with hotels; 2X Miles at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X Mile on all other eligible purchases. Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus MQMs to help you reach Medallion Status. This card comes with a $250 Annual Fee, but for each round trip Delta flight, you can check your first bag for free and save up to $240. In addition, there is no foreign transaction fee. You'll also get fee credit for Global Entry or TSA Pre✓®. (See Rates & Fees). Terms apply. |
 The Hilton Honors American Express Surpass® Card offers 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. On top of that, you can earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. You can also earn Hilton Honors Diamond status through the end of the next calendar year once you spend $40,000 on eligible purchases on your Card in a calendar year. Take advantage of earning 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio, 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, & U.S. gas stations, and 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. This card does carry a $95 annual fee. (See Rates & Fees) |
 The Delta SkyMiles® Gold American Express Card offers 40,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn up to $50 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel. You'll earn 2X Miles on Delta purchases at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel. There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. Terms apply. |
 The Delta SkyMiles® Blue American Express Card offers 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. You'll earn 2X miles per dollar at restaurants worldwide and purchases made directly with Delta; 1X mile on every eligible dollar spent on other purchases. In addition, you'll receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. This card comes with no annual fee or foreign transaction fees. (See Rates & Fees) |
 The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll have the opportunity to earn: • 4X Membership Rewards Points on Restaurants, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too. • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). |
 The Platinum Card® from American Express offers 100,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. You'll earn: • 10X points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
 The Blue Cash Preferred® Card from American Express offers 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits. You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more. The card does come with a $0 introductory annual fee for one year, then $95. (See Rates & Fees) |
 The Blue Cash Everyday® Card from American Express offers 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back. Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits. You'll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. There are no annual fees with this card (See Rates & Fees). |
 The Hilton Honors American Express Business Card has a welcome offer of 130,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership. Plus, earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family of hotels in the first 12 months of Card Membership. Offer ends 8/25/2021. You'll earn 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply. In addition, you can enjoy complimentary Gold Status with your Hilton Honors Business Card & earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. This card has a $95 annual fee. (See Rates & Fees) |
 The Delta SkyMiles® Platinum Business American Express Card 60,000 bonus miles, 5,000 Medallion Qualification Miles (MQMs), and a $100 statement credit after spending $3,000 in purchases on your new Card in your first 3 months. You'll earn 3X miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels; 1.5X miles per dollar on single eligible purchases of $5,000 or more (that's an extra half mile per dollar), up to 50,000 additional miles per year; & 1X mile on every eligible dollar spent on other purchases. This card does carry a $250 (See Rates & Fees). |
 |
 With the American Express Blue Business CashTM Card, you'll earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). |
 The American Express® Business Gold Card offers 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) *Terms Apply. |
 The The Business Platinum Card® from American Express has a welcome offer of 100,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. You'll also earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. In addition, you'll get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. If you use your Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, you can get 35% of the points back, up to 500,000 bonus points per calendar year. PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more. This card does come with a $595 annual fee. Now, you can earn up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. |
 The Delta SkyMiles® Gold Business American Express Card offers 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months. You'll earn 2X miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. This card carries a $99 annual fee ($0 introductory annual fee for the first year, then $99) (See Rates & Fees). However, there are no foreign transaction fees and you can take $100 off your next Delta flight - after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel. |
 With The Blue Business® Plus Credit Card from American Express, you'll get rewarded for business as usual. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. You'll earn 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power allows for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors. There card comes with no annual fee (See Rates & Fees). |
 The Business Green Rewards Card from American Express comes with a limited time offers 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership. You'll earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website; earn one Membership Rewards® point for each dollar you spend on eligible purchases. This card comes with a $95 annual fee. See Rates & Fees |
 With the The Plum Card® from American Express, paying early pays off. You can get a 1.5% discount when you pay early, with no cap on what you can earn back. You're able to take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. This card comes with no foreign transaction fees and an introductory annual fee of $0 for the first year, then $250. Terms & Restrictions Apply. (See Rates & Fees) |
 The Delta SkyMiles® Reserve Business American Express Card offers 60,000 bonus miles, 10,000 Medallion Qualification Miles (MQMs), and a $100 statement credit after spending $4,000 in purchases on your new Card in your first 3 months. You'll earn 3X miles on every dollar spent on eligible purchases made directly with Delta.; 1X mile on every eligible dollar spent on purchases. This card does carry an annual fee of $550 (See Rates & Fees). However, there are no foreign transaction fees. |
Chase
 The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn unlimited 1.5% cash back on all other purchases. • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
 The Chase Sapphire Preferred Card offers 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards. You'll earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Chase Ink Business Preferred Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Chase Ink Business Cash Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost & the 0% introductory APR for 12 months on purchases. |
 The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit. You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre✓®. |
The British Airways Visa Signature Card offers 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening. You'll earn: • 5X Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 12 months from account opening, thereafter earn 3X Avios. • 3X Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening, thereafter earn 2X Avios. • 1X Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. |
 The IHG Rewards Club Premier Credit Card offers 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening. You'll earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. This card offers several perks that you'll sure enjoy like: a free night after each account anniversary (you'll also receive a free night when you redeem points for any stay of 4 or more nights.) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. There is an annual fee of $89. |
 The Southwest Rapid Rewards Plus Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases - in which all points earned with either card count towards Companion Pass. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
 The Southwest Rapid Rewards Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
 The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. You'll earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1% on all other purchases. You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter! This card has no annual fee. |
 The Southwest Rapid Rewards Premier Business Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open in addition to 6,000 bonus points after your Cardmember anniversary. You'll earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases; 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. |
 The Ink Business Unlimited Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases |
Capital One
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®. |
 The Capital One VentureOne Rewards Card offers a one-time bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. You'll earn 1.25X miles on every purchase, every day and pay no annual fee. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The Capital One Quicksilver Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening. You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One Spark Cash for Business offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back could mean thousands of dollars each year going back into your business. Use Spark Cash across all your business spend, with no categories to limit your purchasing. This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
 With the Capital One Spark Classic for Business: You can earn 1% cash back on every purchase and build your business credit with responsible use. This card comes with no annual fee and no foreign transaction fee. In addition, enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service. Get fraud coverage if your card is ever lost or stolen |
 With the Capital One Platinum Credit Card: This card can help build your credit with responsible card use and be automatically considered for a higher credit line in as little as 6 months You'll have 24/7 access to your account and be covered with fraud coverage if your card is lost or stolen. You're able to pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you This card comes wit no annual fee. |
 With the Secured MasterCard® from Capital One: Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus. You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed This card comes with no annual fee, and all the credit building benefits with responsible card use. |
 The Capital One Savor Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening. You'll earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Capital One cardholders get access to premium experiences in dining, entertainment and more. This card does carry a $95 annual fee, however, there is a $0 intro annual fee for the first year. |
The Capital One Spark Cash Select for Business offers a $500 bonus when you spend $4,500 in the first 3 months of account opening. You'll earn an unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. This card comes with no annual fee and employee cards at no additional cost. |
The Capital One Spark Miles Select for Business offers a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. You can earn 1.5 miles per $1 on every purchase. Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy. There is no annual fee or foreign transaction fees to worry about making this card a viable option for business travel. |
 With the Journey Student Rewards from Capital One: You can build your credit with responsible use and be automatically considered for a higher credit line in as little as 6 months. You'll get the option to pick the monthly due date that works best for you. You'll earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month. And there's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account. This card comes with no annual fee and no foreign transaction fees. |
PenFed
|
 The Southwest Rapid Rewards Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months. This card earns 3X points per $1 spent on Southwest Airlines® purchases. 2X points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1X point per $1 spent on all other purchases In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Learn more about this card and its features here. |
