Available nationwide, the Barclays Tiered Savings account is offering up to 4.20% APY.
Update 5/30/25: The rate has decreased to 4.20% APY from 4.40%.
Barclays Tiered Savings Rate
- Learn More at Barclays
- Eligible account: Barclays Tiered Savings
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Where it’s available: Nationwide
- Opening Deposit: None
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
How to Earn Barclays Rate
- Open a Barclays Tiered Savings Account online.
- Input your info by providing your name, address, phone, email and also social security number or Tax ID.
- Fund the account by transferring funds electronically from an internal account here or an external account at another bank.
- Earn your rate after your account is approved.
| Balance Requirement | APY Rate |
| $250,000 or greater | 4.20% APY |
| $100,000 to <$250,000 | 4.00% APY |
| $50,000 to <$100,000 | 4.00% APY |
| $25,000 to <$50,000 | 4.00% APY |
| $10,000 to <$25,000 | 4.00% APY |
| Less than $10,000 | 4.00% APY |
Barclays Tiered Savings Features
- Security that works. Enjoy secure, 24/7 online access to your funds.
- Freedom from fees. No monthly maintenance fees and no minimum balance required to open.
- Savings done right. Easy direct deposits and online transfers.
Barclays Tiered Savings $200 Bonus (Expired)
New Barclays Tiered Savings Customers can earn up to 4.20% APY and a $200 bonus after depositing $25,000.
How to earn it:
- To qualify for this bonus offer, you must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible)
- Open an account 11/7/2024 through 1/6/2025
- Fund your new Tiered Savings account with at least $25,000 within the first 30 days of opening the account
- Maintain the balance of at least $25,000 for 120 consecutive days.
- After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days.
Terms: $200 Bonus Offer: To qualify for this bonus offer, you must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible), open an account 11/7/2024 through 3/8/2025, fund your new Tiered Savings account with at least $25,000 within the first 30 days of opening the account, and maintain the balance of at least $25,000 for 120 consecutive days. After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days. Offer expires 3/8/2025. You may make multiple deposits to your account from another financial institution(s) to meet the offer requirements, provided these deposits all occur no later than 30 days after opening the new Tiered Savings account. The funds deposited into your Barclays Tiered Savings account will earn the then current annual percentage yield listed on banking.barclaysus.com/tiered-savings for the Barclays Tiered Savings account. Withdrawals could affect your eligibility to earn the bonus if the withdrawal causes the account balance to drop below $25,000. The 120 consecutive days will not start until the $25,000 is deposited within 30 days from opening the account. The bonus will be applied and treated as interest for tax purposes and could require Barclays to send you a Form 1099-INT (Interest Income) and file it with the IRS for the year in which you earn the bonus. While there is no minimum required to open a Barclays Tiered Savings account, as described above there is a minimum balance required to earn the bonus offer.
(FDIC-Insured)
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Conclusion
Barclays is offering a competitive rate. Additionally, there is no minimum opening balance or deposit required to open an account. Plus, it’s easy to sign up online! Start saving with a safe and great account that also offers a competitive APY Rate.
In addition to the rate from Barclays, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often to see the latest info on Barclays Tiered Savings Account.
