Available nationwide, Betterment Cash Reserve account, a no-fee cash account, is offering 4.00% APY Rate. It’s designed for the money you save every day.
Update 1/3/25: The rate has decreased to 4.00% APY (from 4.25%).
Betterment Cash Reserve Review
Betterment is an online investment company based in New York City, registered with the Securities and Exchange Commission and a member of the Financial Industry Regulatory Authority. Also known as Betterment.com, Betterment is a registered investment advisor and a broker-dealer.
I’ll review Betterment Cash Reserve below.
Betterment Cash Reserve Rate
- What you’ll get: 4.00% APY
- Eligible account: Cash Reserve
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: $10
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
How to Earn Betterment Rate
- Open a Betterment Cash Reserve account.
- A minimum deposit of $10 is required, but there is no minimum balance required to be maintained.
- Maintain any balance amount and earn the 4.00% APY rate.
| Balance Requirement | APY Rate |
| $0.01+ | 4.00% APY |
Betterment Account Features
- Earn more interest. Earn interest on your cash with a variable annual percent yield (APY).
- Your money is FDIC-insured up to $1M with our program banks ($2M for joint accounts).
- Bucket your savings. Create separate stashes of cash for specific goals, and even set up auto-deposits for each. Save purposefully for whatever is on this year’s to-do, to-purchase, or to-make list.
- Move money with ease. There are no limits on how often you can move money, and no fees to do so. You can withdraw in just 1–2 business days.
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Conclusion
Betterment is offering a great APY Rate for their Cash Reserve Account.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on Betterment Online Savings Account.
