HealthcareBank is offering residents nationwide a 4.36% APY + up to $1,000 bonus when you open a High-yield money market account powered by Raisin.
Update 10/28/25: This account is offering one of the best rates at 4.36% APY along with an up to $1,000 bonus through November!
- For a limited time only, you can earn up to a $1,000 bonus. The more you save, the more you earn — new customers can get $75 to $1,000 in bonus cash when they make a qualifying deposit of $10,000 or more with code EASY at sign-up.
Terms:
- New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and November 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.
HealthcareBank Money Market Account Review
HealthcareBank, a division of Bell Bank, Member FDIC, was founded in 2005 and has been at the forefront of health savings accounts (HSAs) becoming a top 10 HSA Custodian Bank in the United States. Founded in 1966, Bell Bank has grown into one of the nations largest privately held banks. Through its Pay It Forward program, the Bank gives its team members funds to donate to causes that are near to them. This unique initiative has provided millions of dollars of donations to individuals, families and organizations in need, impacting thousands of lives.
I’ll review the HealthcareBank Money Market Account below.
HealthcareBank Money Market Rate
To easily earn HealthcareBank’s competitive rate, start by opening a High-yield Money Market Account.
- Eligible account: High-yield Money Market Account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $1
- Monthly fee: None
- Early Termination Fee: Not listed
(FDIC Insured)
How to Earn Rate
- Open a new account with a minimum opening deposit of $1.
- Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
- Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
| Balance Requirement | APY Rate |
| $0.01+ | 4.36% APY |
HealthcareBank Money Market Features
- A division of Bell Bank, Member FDIC
- No fees from Raisin. $1 minimum deposit.
- One of the top 10 HSA custodians in the U.S.
- New money market deposit account customers earn boosted APY for 60 days.
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Conclusion
If you’re looking to open an interest bearing account, HealthcareBank offers a competitive rate.
Let us know about your experience with this bank and comment below.
In addition to the rate, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers.
Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
