Available nationwide, Spectrum Credit Union offers up to 4.00% APY Rate for their MarketEdge Money Market Savings Account. Read below for more information on their rates and account.
Spectrum Credit Union Money Market Savings Review
With Spectrum Credit Union, they serve more than 100,000 members worldwide. Additionally, they provide a safe place for you to save and borrow at competitive rates. Spectrum Credit Union strives to treat all of their members equally and with respect and focus on being service-oriented.
| Eligibility: Membership is open to a variety of people such as: non-manual employees of Bechtel Corporation and their wholly-owned subsidiaries. Employees of Charles Schwab & Co, family of Spectrum members, U.S. members and employees of Safari Club International, and the Project Management Institute, Inc, etc. See current membership details |
I’ll review the Spectrum Credit Union MarketEdge Money Market Savings Account below.
Spectrum Credit Union Money Market Savings Rate
To earn this good APY Rate, just open a new Money Market Savings account and meet all of their requirements. Furthermore, you’ll be able to enjoy this rate and the perks included.
- What you’ll get: 4.00% APY
- Eligible account: MarketEdge Money Market Savings
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: None
- Monthly fee: None listed
- Early Termination Fee: Not listed
(NCUA insured)
How to Earn Rate
- Visit a local Spectrum branch
- Log into online banking and click “Additional Services”
- Then, open an account, and savings as well.
| Balance Requirement | APY Rate |
| Up to $2,499.99 | 0.75% APY |
| $2,500.00 – $9,999.99 | 3.75% APY |
| $10,000.00 – $24,999.99 | 3.75% APY |
| $25,000.00 – $49,999.99 | 3.80% APY |
| $50,000.00 – $99,999.99 | 3.90% APY |
| $100,000.00 – $249,999.99 | 4.00% APY |
| $250,000.00 and above | 4.00% APY |
Account Features
- Rates higher than the national average
- No monthly fees
- Easy access to checks and debit card
- No minimum balance required
- Available as a Money Market Health Savings account for members with a high deductible health plan (HDHP)
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Conclusion
Overall, when you open a new MarketEdge Money Market Savings Account, you’ll be able to benefit greatly from the perks it comes with. Additionally, Spectrum Credit Union offers rates that are about 7-9x higher than the national average as well. However, if you don’t find this offer appealing, check out other money market reviews.
Furthermore, let us know about your experience with this bank and comment below.
In addition to the rate from this bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Lastly, check back often to see the latest info on Spectrum Credit Union MarketEdge Money Market Savings Account.
