Available in Alabama only, Guardian Credit Union has a 4.07% APY Rate for their Ultimate Rewards Checking account.
Read below for more information on Guardian Credit Union’s attractive accounts and rates.
![]() |
![]() |
Guardian Credit Union Checking Review
Founded in 1958, Guardian Credit Union is one of the largest and trusted credit union in the community. They provide their members with the financial services they need for their personal lifestyles. Plus, there are some good account perks that you’ll be able to benefit from as well.
Eligibility: Membership is location based for those who live, work, worship, or attend school in the Alabama counties of Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, or Tallapoosa eligible to join. View Membership Requirements here. |
In addition to the rate from Guardian Credit Union, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review Guardian Credit Union Ultimate Rewards Checking below.
Guardian Credit Union Checking Rate
To earn this amazing rate, open a new checking account in a matter of minutes. Then, you’ll be able to start earning rewards for your transactions.
- What you’ll get: 4.07% APY on balances up to $30,000
- Eligible account: Ultimate Rewards Checking
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: AL
- Opening Deposit: None Listed
- Monthly fee: There are no monthly service fees
- Early Termination Fee: None
(NCUA insured)
How to Earn the Guardian Credit Union Checking Rate
- Open a new checking account
- Make a minimum of 15 transactions every month
- Sign up for a minimum monthly payroll direct deposit of at least $500
Account Features
- No minimum balance requirement
- Still earn an APY for balances more than $30,000
- Free debit card
- Free unlimited bill pay and online banking
- Free mobile banking with mobile deposit
- 55+ benefits
Conclusion
Overall, when you open a new account with Guardian Credit Union, you’ll receive their amazing rate as well. It’s a high rate to earn, and the requirements aren’t hard to meet. However, if you don’t reside in Alabama then check out other bank rates. Furthermore, there are good features that comes with opening an account.
Lastly, let us know about your experience with this bank and comment below. Additionally, you can find other great Rewards Checking Accounts here.
Check back often to see the latest info on Guardian Credit Union Ultimate Rewards Checking Account.