Home Federal Bank Smart Rewards Checking Review: 2.00% APY (Louisiana only)

Available nationwide, Home Federal Bank is offering a 2.00% APY Rate on their Smart Rewards Checking Account. Continue reading to learn everything you need to know about the attractive rate and account.

Home Federal Bank Smart Rewards Checking Review

Locally managed and headquartered in Shreveport since 1924, Home Federal is a full-service bank, and they are proud to say they stand well-prepared to provide peace of mind for all your family’s financial needs. They offer a large range of financial options and will help you put together a loan to match your individual lifestyle.

In addition to this rate, check out our list of best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll review Home Federal Bank Smart Rewards Checking below.

Home Federal Bank Smart Rewards Checking Rate

When you sign up for their Smart Rewards Checking Account, you can start maximizing your savings and it takes just minutes to open an account online.

• What you’ll get: 2.00% APY
• Eligible account: Smart Rewards Checking
• Credit Inquiry: Soft Pull or Hard Pull? Let us know!
• Where it’s available: LA (Branch Locator)
• Opening Deposit: $250
• Monthly fee: None
• Early Termination Fee: None

(FDIC Insured)

How to Earn Home Federal Bank Rate

Home Federal Bank Account Features

• No monthly service charge
• Unlimited ATM and debit card transactions at HFB ATM locations. ($1.00 withdrawal fee for transactions at any foreign ATM location. Additional fees charged by foreign ATM owner will not be refunded.)
• No interest paid on entire balance if qualifications are not met
• Online banking and bill pay
• Debit card
• Account alerts
• Mobile banking

Conclusion

At the end of the day, the current promotional rate from Home Federal Bank is a great option for those who would like to obtain an attractive account rather than a bank bonus. With the rate, you can earn more over time, rather than obtaining a one time bonus.

Let us know about your experience with this bank and comment below. Additionally, you can find other great Rewards Checking Accounts here.

Check back often to see the latest info on Home Federal Bank Smart Rewards Checking Account.

U.S. Bank Bonuses: $450, $500, $900 Personal Checking & Business Promotions

Chase Total Checking® Account $300 Cash Bonus Coupon (Nationwide Except Alaska, Hawaii, Puerto Rico)

Huntington Bank Bonuses: $100, $400, $1,000 Checking, Business Promotions for 2025

• 1
• 2
• 3
• …
• 5
• ›