Available for residents nationwide, Capital One is offering 3.70% APY Performance Savings account.
Update 3/7/25: The rate has decreased to 3.70% APY (from 3.80%).
Capital One 360 Performance Savings Review
Being one of the largest financial institution in the United States, Capital One has over 500 convenient locations spread throughout the nation.
With a driven and dedicated team offering fantastic products such as Savings rates and CD rates, you are able to obtain the best services and features the bank has to offer.
I’ll review Capital One 360 Performance Savings below.
Capital One 360 Performance Savings Rate
To earn Capital One competitive rate, simply open an account and qualify. That’s all it takes and you’ll get to enjoy earning the competitive rate on all balances.
- Eligible account: 360 Performance Savings
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: None
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
How to Earn Capital One Rate
- Open a Performance Savings account from Capital One 360
- Maintain any balance amount and earn the 3.70% APY rate
- To receive your bonus:
- Use the unique link sent from your friend at Capital One Bank to open a new 360 Performance Savings account as the primary account holder
- Fund the account with a deposit of at least $250 from a non-Capital One account. Funding must occur at account opening. Initial deposit does not include bonus
Editor’s Notes:
- Up to three externally linked accounts can be established for ACH transfers
- ACH transfers between banks generally take two business days to process.
- There will be on a standard four business day hold when outside funds arrive into a 360 account.
- Limits for ACH transfers vary on a per account basis.
Deposit Options
You’re able to fund your new account through the following options:
- Electronic transfer from a linked account(s)
- Mailed check
- Mobile-deposited check
- Wire transfer
- Visiting a branch location
- Set up automatic recurring deposits from a linked checking account.
Withdraw Options
You’re able to withdraw your money through the following options:
- Electronic transfer to a linked account
- Wire transfer
- At a branch location
Capital One Account Features
- Top-Rated Mobile App: Access your money 24/7, from the couch or on-the-go, with mobile banking
- Digital Saving Tools: Use innovative tools like automatic transfers to help make the most of your online account
- Member FDIC: All deposits in this savings account are FDIC-insured up to the allowable limits
- Fee Free: No monthly fees means what you earn is what you keep
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Conclusion
Capital One is offering a competitive rate with their 360 Performance Savings account.
There are many benefits to opening this account such as a high rate, FDIC insured, and no fees. All you need is a minimum of $1,000 and you’ll start accruing interest at a high rate as soon as they post to your account.
For more, see our list of the latest banking offers from Capital One or an extensive list of the best banking promotions.
Let us know about your experience with this bank and comment below.
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In addition to the rate from Capital One, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
