How To Write A Huntington Bank Check- A Guide For Beginners

Every time you spend money or make a deposit, you should keep track of this in your checkbook’s check register, which can be found with the checks you received from Huntington. Your check register is meant to be used for keeping track of your deposits and expenses. All transactions should be recorded, including checks, ATM withdrawals, debit card payments, and deposits.

A check is a written order to pay someone a specific amount of money on a certain date. Continue reading below to learn the basic steps to properly write out a personal Huntington Bank Check.

How to Write a Check

If you’re filling out a check for the first time or if it has been a while for you, you might have questions about the process of writing one. While you might not write many checks, it’s still an important skill to have. Continue reading the tabs below for a quick step-by-step process.

1. Date the Check
   • You’ll need to write the date on the line at the top right-hand corner. This step is important to start with, since this will help the bank and/or the person you are giving the check to knows when you wrote it.
2. Who is the Check For
   • The next line on the check “Pay to the order of”, is where you write the name of the person or company you want to pay. Plus you can also write  the word “cash” if you don’t know that person or organization’s exact name. Please note that this can be risky if the check ever gets lost  or stolen since anyone can cash or deposit a check made out to “cash.”
3. Payment Amount in Numbers
   • There are two spots where you need to write the amount you are paying. The first is the dollar amount numerically in the small box on the right. Make sure you write this clearly, so the ATM and/or bank can accurately subtract this amount from your account.
4. Payment Amount in Words
   • On the line where it says “Pay to the order of,” write out the dollar amount in words to match the numerical dollar amount you write in the box. Keep in mind, that writing the dollar amount in words is important for a bank to process a check as it confirms the correct payment total.
5. Write a Memo
   • Filling out the line that says “Memo” is optional, but helpful for knowing why you write the check. So if you’re paying a check for a monthly electric bill or rent, you can write “Electric Bill” or “Monthly Rent” in the memo area. Often when you are paying the bill, the company will as you to write your account number on the check in the memo area.
6. Sign the Check
   • Just sign your name on the line at the bottom right-hand corner using the signature you used when you opened the checking account. This will show the bank that you agree that you are paying the stated amount and to the correct payee.

How to Balance a Checkbook

Every time you spend money or make a deposit, you should keep track of this in your checkbook’s check register, which can be found with the checks you received from Huntington. Your check register is meant to be used for keeping track of your deposits and expenses. All transactions should be recorded, including checks, ATM withdrawals, debit card payments, and deposits.

Record All Transactions

1. If you make a payment by check, you will record the check number, found in the top right corner of the check. This also helps you keep track of your checks, helping you ensure none of your checks are missing, and reminding you when you need to reorder checks.
2. Be sure to make note of the date for your records. In the “Transaction” or “Description” column, describe where the payment was made or for what. Then write down the exact amount in either the withdrawal or deposit column depending on if you spent money or received it.
3. Subtract the amount of any checks, withdrawals, payments and bank fees or add in deposits to the total amount in your account from the previous transaction.

Reconcile Your Bank Statement Each Month

When you receive your monthly bank statement, whether it comes in the mail or you view it online, take the time to balance your checking account. To get started, download Huntington’s Balancing Worksheet here. Then you can follow the directions to enter the information from your checkbook register and bank account statement as well as any unlisted deposits and outstanding checking/withdrawals. And once you’re finished with the worksheet, if your adjusted checkbook and account balance match, your checking account is balanced!

If you see any differences, take time to check your math to see if there are outstanding checks that might not show on your statement yet. So double-check to see you didn’t miss a fee or transaction. If you  think there is an error on your bank statement, contact Huntington as soon as possible.

Keeping track of your transactions could help you avoid overdrafts or return fees, as well as help you spot  potential instances of fraud.

Conclusion

You might have questions, such as where to sign a check and how to write a check with cents. While you might not write many checks, it’s still an important skill to have. Hopefully these tips will help you properly write the checks you need as well as balancing your checkbooks! I would hope this article has helped you in one way or another! Additionally, If you are interested be sure to check out our list of Huntington bank bonuses and CD rates!