Find the best bank bonuses, promotions, and offers here for personal and business checking, savings, money market and investment accounts.
Update 3/28/24: We’ve updated our list with the most up to date offers.
You’ll find the best bank promotions from the biggest banks such as Chase, Bank of America, Wells Fargo, Citi®, TD Bank, Capital One, HSBC, Huntington, U.S. Bank, KeyBank, PNC Bank, Regions Bank, and many others – to the smaller banks and credit unions.
These bank bonuses can earn you hundreds to thousands of dollars in free money in the form of new account bonuses by simply opening a new checking or savings account with the best offers.
Keep reading below to learn more about the latest new account offers and these deals to the best bank bonuses that are currently available.
Best Bank Account Bonuses
Continue reading on for the best bank bonuses and promotions we highly recommend, here on BankCheckingSavings.
Best Bank Checking & Savings Account Bonuses
Chase Private $3,000 Bonus
You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- What you’ll get: Up to $3,000 bonus
- Eligible account: Chase Private Client
- Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV
- How to earn it:
- Enjoy up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.
- Within 45 days of coupon enrollment, transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts (excludes Chase Personal and Business CDs, Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, and J.P. Morgan Wealth Management retirement accounts).
- Your bonus will be determined on day 45. Maintain your new money for 90 days from coupon enrollment and enjoy your bonus. We’ll add it to your account within 40 days.
(Expires 07/24/2024)
U.S. Bank $700 Smartly® Checking Bonus
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
- What you’ll get: Up to $700 bonus
- Eligible account: Smartly® Checking
- Where it’s available: Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- How to earn it:
- Earn up to $500 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024
- Maintain that balance until October 31, 2024
(Expires 06/27/2024)
Bank of America Checking Bonus Offer
- What you’ll get: $200 Bonus Offer. See offer page for more details
- How to earn it:
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page
- The offer is for new checking customers only.
- Offer expires 5/31/2024
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC
(Member FDIC)
Chase Total Checking® $300 Bonus
Get a $300 bonus when you open a new Chase Total Checking® account and set up direct deposit.
- What you’ll get: $300 bonus
- Eligible account: Chase Total Checking® account
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
- How to earn it:
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a Chase Total Checking® account.
- Make direct deposits totaling $500 or more within 90 days of coupon enrollment.
- Receive your bonus within 15 days.
(Expires 07/24/2024)
Truist Checking $400 Bonus
- Learn More at Truist
- What you’ll get: $400 Bonus
- Eligible accounts: Truist Checking Account
- Where it’s available: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- How to earn it:
- Open a new Truist One Checking account online from February 28, 2024 through June 26, 2024 using promo code TRUIST400AFL24
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. All debit purchases must be posted to your account to qualify.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
Barclays Online Savings $200 Bonus + 4.35% APY
New Barclays Savings customers through 5/3/2024 can earn a $200 bonus after depositing $25,000 and earn 4.35% APY.
How to earn it:
- Open a Barclays Savings account
- Fund your new savings account with at least $25,000 within the first 30 days of opening the account
- Maintain the balance of at least $25,000 for 120 consecutive days.
- After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days.
KeyBank $200 Checking Bonus
- What you’ll get: $200 Bonus
- Eligible accounts: Key Smart Checking® or Key Select Checking®
- Where it’s available: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- How to earn it:
- Open a Key Smart Checking® or Key Select Checking® account online by July 19, 2024.
- Make the minimum opening deposit of $10 for Key Smart Checking® or $50 for Key Select Checking®, plus one direct deposit of at least $500 within the first 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.
(Offer Expires 07/19/2024)
SoFi Checking & Savings $325 Bonus + 4.60% APY
Earn more on your money with 4.60% APY and up to a $325 bonus when you direct deposit into a SoFi Checking and Savings Account. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: Up to $325 bonus + 4.60% APY
- Eligible account: SoFi Checking and Savings Account
- Where it’s available: Online nationwide
- How to earn it:
- For a limited time, get $25 when you sign up for a SoFi Checking & Savings account and deposit at least $10.
- Get an additional $300 with qualifying activity. In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
Total Qualifying Direct Deposit Amount | Cash Bonus |
$1,000.00 – $4,999.99 | $50 |
$5,000 or more | $300 |
Chase College CheckingSM $100 Bonus
Get a $100 bonus when you open a new Chase College CheckingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase College CheckingSM
- Where it’s available: Online, Nationwide (Bank Locator)
- How to earn it:
- Open a new Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- After you have completed all the above requirements and the 10 qualifying transactions have posted to your account, Chase will deposit the bonus in your new account within 15 business days.
(Expires 07/24/2024)
Chase Secure BankingSM $100 Bonus
New Chase checking customers can earn a $100 bonus when opening a new Chase Secure BankingSM account with qualifying activities.
- What you’ll get: $100 bonus
- Eligible account: Chase Secure BankingSM
- Where it’s available: Nationwide (Bank Locator)
- How to earn it:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch.
(Expires 07/24/2024)
Fifth Third Bank $200 Checking Bonus
Fifth Third Bank is offering a $200 bonus when you open an eligible checking account and complete the qualifying activity.
- What you’ll get: $200 bonus
- Eligible account: Momentum® Checking or Preferred checking account
- Where it’s available: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- How to earn it:
- Open a new checking account by 6/30/2024.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
(Expires 06/30/2024)
Axos Bank Rewards Checking $300 Bonus
- What you’ll get: $300 bonus
- Eligible account: Rewards Checking account
- How to earn it:
- Use the promo code AXOS300 when you apply for a Rewards Checking account by June 30th, 2024. Then meet qualifying requirements to earn up a $300 welcome bonus!
(Expires 06/30/2024)
Best Business Checking & Savings Account Bonuses
Chase Business Complete Checking® $300 Bonus
- What you’ll get: $300 bonus
- Eligible account: Chase Business Complete Checking®
- Where it’s available: Nationwide
- How to earn it:
- Enter your email address to request an offer code from the offer page. You can open the account online or bring this offer code to your local branch when opening a new account.
- Open a new Chase Business Complete Checking® account.
- Fund: Deposit a total of $2,000 or more in new money into your new checking account within 30 days of offer enrollment.
- Complete 5 qualifying transactions within 90 days of offer enrollment. Qualifying transactions are: debit card purchases, accepting credit and debit card payments with QuickAccept®, Chase QuickDepositSM, ACH (Credits), wires (Credits and Debits), Chase OnlineSM Bill Pay. ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s) are not considered qualifying transactions.
- After you have completed all the above checking requirements, we’ll deposit the offer amount in your new account within 15 days.
(Expires 07/22/2024)
Bank of America Business Advantage Checking Bonus Offer
Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details.
- What you’ll get: $200 cash bonus offer. See offer page for more details.
- Account Type: Business Checking
- Bonus Requirements:
- Open a new eligible business checking account by June 30, 2024
- The offer is only available online
- Make New Money deposits* of $5,000 or more within 30 days of opening a new eligible Bank of America® Business Advantage checking account
- Maintain an average balance of $5,000 or more for the next 60 days during the Maintenance Period**
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Fine Print
- Offer is available only to applicants who apply for a new eligible Business Advantage checking account online and is intended for new customers only; you are not eligible for this offer is you were an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
- Only one bonus ($200) per business customer regardless of the number of businesses owned or operated by the customers.
- Bank of America employees are not eligible for this offer.
- Bank of America may change or discontinue this offer at any time before this date without notice.
- Reproduction, purchase, sale, transfer or trade of this offer is prohibited.
- Monthly Fee:
- Bank of America® Business Advantage Fundamentals™ Banking:
- Monthly Fee: $16 – Pay no monthly fee when you meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance.
- Use your Bank of America business debit card to make at least $250 in new net qualified purchases
- Become a member Preferred Rewards for Business.
- Business Advantage Relationship Banking Marketing options:
- Monthly Fee: $29.95 – Pay no monthly fee when you meet one of the following requirements each statement cycle:
- Maintain a $15,000 combined average monthly balance.
- Become a member of Preferred Rewards for Business.
- Bank of America, N.A. Member FDIC
- Bank of America® Business Advantage Fundamentals™ Banking:
(Visit Bank of America to learn more)
U.S. Bank $800 Business Checking Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC.
- What you’ll get: $350 or $800 bonus
- Eligible account:
- Silver Business Checking Package
- Gold Business Checking Package
- Platinum Business Checking Package
- Where it’s available: Nationwide
- How to earn it:
- Open a new, eligible U.S. Bank business checking account with promo code Q1AFL24 and complete qualifying activities.
- Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
(Offer Expires 04/23/2024)
Huntington Bank Unlimited Plus Business Checking $1,000 Bonus
Open your Huntington Unlimited Plus Business Checking account today and enjoy a $1,000 bonus when meeting certain requirements.
- What you’ll get: $1,000 bonus
- Eligible account: Huntington Unlimited Plus Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening.
(Expires 04/30/2024)
Huntington Bank Unlimited Business Checking $400 Bonus
Open your Huntington Unlimited Business Checking account today and enjoy a $400 bonus when meeting certain requirements.
- What you’ll get: $400 bonus
- Eligible account: Huntington Unlimited Business Checking Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening.
(Expires 04/30/2024)
Huntington Bank Business Checking 100 $100 Bonus
Open your Huntington Business Checking 100 account today and enjoy a $100 bonus when meeting certain requirements.
- What you’ll get: $100 bonus
- Eligible account: Huntington Business Checking 100 Account
- Where it’s available: CO, IN, IL KY, MI, MN, OH, PA, SD, WI, WV
- How to earn it: Open a new Huntington Business Checking 100 account and make total deposits of at least $2,000 within 60 days of account opening.
(Expires 04/30/2024)
Axos Bank Basic Business Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Basic Business Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Basic Business Checking account
- How to earn it:
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
Axos Bank Business Interest Checking Up to $400 Bonus
You can earn a $400 bonus when opening a new Business Interest Checking account from Axos Bank. To be eligible, you must complete certain requirements.
- What you’ll get: Up to $400
- Eligible account: Business Interest Checking account
- How to earn it:
- Open a new Business Interest Checking account using promo code NEW400.
- You must be approved for your new Business Interest Checking account and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
(Visit Axos Bank to learn more)
PNC Bank Up to $400 Checking Bonus
- What you’ll get: Up to $400 bonus
- Eligible account: Select new PNC Virtual Wallet®
- Where it’s available:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- How to earn it:
- Earn up to $400 when you open and use a select new PNC Virtual Wallet®
- Virtual Wallet®: Earn $100 when you establish total qualifying direct deposit(s) of $500 or more to the Spend account
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
Citi Checking $300 Cash Bonus
New checking customers can earn a $300 cash bonus by opening an eligible checking account from 1/10/24 to 7/8/24 with qualifying Enhanced Direct Deposits and completing required activities.
In order to qualify:
- Open a new eligible Citi Checking account with Enhanced Direct Deposits, and enroll in this offer by applying directly from this page. Offer valid from 1/10/24 to 7/8/24.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $1,500 or more.
- Earn and enjoy a $300 cash bonus. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
Complete List of the Best Bank Account Bonuses
Below you will find a complete list of all types of bank bonuses, promotions, and offers. This list includes checking, savings, and even referral bonuses. We rank them in alphabetical order and from highest to lowest for bonus amount plus the State(s) to qualify.
Banks want to earn your business, so they are offering many perks and cash bonuses with their bank promotions. Whether a major regional bank or a small local bank, you will find all bank deals listed for all States.
Bank or Credit Union | Bonus | Expiration | Review |
---|---|---|---|
Chase Private Client | $3,000 | 07/24/2024 | Review |
U.S. Bank Smartly® Checking | $700 | 06/27/2024 | Review |
U.S. Bank Business Checking | $800 | 04/23/2024 | Review |
Chase Business Complete Checking® | $300 | 07/22/2024 | Review |
Chase Total Checking® | $300 | 07/24/2024 | Review |
Chase College CheckingSM | $100 | 07/24/2024 | Review |
Chase Secure BankingSM | $100 | 07/24/2024 | Review |
KeyBank Checking | $200 | 07/19/2024 | Review |
Bank of America Checking | $200 Offer | 01/31/2024 | Review |
Fifth Third Bank Checking | $200 | 06/30/2024 | Review |
Huntington Unlimited Plus Business Checking | $1,000 | 04/30/2024 | Review |
Huntington Unlimited Business Checking | $400 | 04/30/2024 | Review |
Huntington Business Checking 100 | $100 | 04/30/2024 | Review |
Axos Bank Rewards Checking | $300 | 06/30/2024 | Review |
Axos Bank Basic Business Checking | $400 | 06/30/2024 | Review |
Axos Bank Business Interest Checking | $400 | 06/30/2024 | Review |
Best Bank Account Bonuses A-M
Best Bank Account Bonuses N-Z
Best Business Bank Account Bonuses
BONUS LINK | OFFER | REVIEW |
U.S. Bank Silver Business Checking | $800 Cash | Review |
U.S. Bank Gold Business Checking | $800 Cash | Review |
U.S. Bank Platinum Business Checking | $800 Cash | Review |
Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
Huntington Bank Unlimited Business | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $400 Cash | Review |
Axos Bank Business Interest Checking | $400 Cash | Review |
Novo Business Checking | $40 Cash | Review |
NorthOne Bank Account | $20 Cash | Review |
Regions Bank Business Checking | $150 Cash | Review |
Bank | State(s) | Bonus | Expiration | Review |
---|---|---|---|---|
Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN & TX | $150 | None | Review |
1st United Credit Union | CA | $200 | 12/31/2023 | Review |
Air Academy Credit Union | CO | $1,000 | None | Review |
Amalgamated Bank | Nationwide | $300 | 07/31/2023 | Review |
American Airlines Federal Credit Union | Nationwide | $25 | 12/31/2023 | Review |
American Bank & Trust | SD, MN | $750 | 08/19/2023 | Review |
American Bank & Trust | SD, MN | $100 | None | Review |
American Express | Nationwide | 30K Points | None | Review |
Arkansas Federal Credit Union | AR | $300 | 01/04/2023 | Review |
Associated Bank | IA, IL, IN, KS, MI, MN, MO, OH, WI | $750 | 12/31/2024 | Review |
BankPlus | AL, LA, MS | $110 | None | Review |
Banner Bank | CA, ID, OR, WA | $600 | 12/31/2024 | Review |
Baselane Banking | Nationwide | $500 | None | Review |
Blue Foundry Bank | Nationwide | $1,000 | None | Review |
BMO | AZ, FL, IL, IN, KS, MO, MN, WI | $1,000 | 04/30/2024 | Review |
Brightstar Credit Union | FL | $100 | None | Review |
Broadway Bank | TX | $1000 | None | Review |
Broadway Bank | TX | $500 | None | Review |
California Bank & Trust | CA | $2,500 | 04/30/2024 | Review |
Cambridge Savings Bank | MA | $200 | 05/31/2023 | Review |
CenterBank | OH | $750 | 11/30/2023 | Review |
Cape Ann Savings Bank | MA | $400 | 10/01/2023 | Review |
Central Bank | CO, IL, KS, MO, OK | $500 | 07/31/2024 | Review |
Central Pacific Bank | HI | $1200 | 11/30/2023 | Review |
Citizens Bank | CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL | $500 | 05/15/2023 | Review |
Community Financial Credit Union | MI | $750 | None | Review |
Community First Credit Union | FL | $200 | None | Review |
Comerica Bank | AZ, FL, MI, TX, CA | $2500 | 10/15/2023 | Review |
Consumers Credit Union | MI | $200 | None | Review |
Country Bank | MA | $300 | 12/30/2022 | Review |
East Cambridge Savings Bank | MA | $475 | 12/31/2023 | Review |
Equity Bank | AR, KS, OK, MO | $400 | 06/30/2024 | Review |
Excite Credit Union | CA, NC | $300 | None | Review |
Farm Bureau Bank | TX, NV | $250 | None | Review |
Fidelity Bank | PA | $500 | None | Review |
Fifth Third Bank | FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA | $500 | 09/08/2023 | Review |
First Community Bank | NC, SC, TN, VA, WV | $50 | None | Review |
First Federal Bank | FL | $400 | None | Review |
First Financial Bank | IN, KY, OH | $250 | 08/31/2023 | Review |
First National Bank | PA, OH, MD, DC, VA, NC, SC, WV | $1000 | 12/15/2023 | Review |
First United Credit Union | MI | $100 | None | Review |
Flagstar Bank | MI, IN, OH | $500 | None | Review |
Flushing Bank | NY,NJ | $200 | None | Review |
FNBO | CO, IA, IL, KS, NE, SD, TX, MO, WI, WY | $200 | 12/31/2023 | Review |
FNCB Bank | PA | $1,100 | None | Review |
Freedom Federal Credit Union | MD | $100 | None | Review |
Guaranty Bank | TN, MS | $300 | 05/31/2024 | Review |
Gulf Coast Bank & Trust | LA | $200 | 09/24/2022 | Review |
Hancock Whitney Bank | AL, FL, LA, MS, TX | $300 | 04/30/2024 | Review |
Hanmi Bank | CA, IL, NJ, NY, TX, VA | 50K Points | 04/30/2024 | Review |
Hudson Valley Federal Credit Union | NY | $250 | 12/30/2023 | Review |
Investors Bank | NY, NJ | $300 | None | Review |
Katahdin Trust Company | ME | $500 | None | Review |
Ledyard Bank | NH, VT | $300 | 06/30/2023 | Review |
Level One Bank | MI | $100 | None | Review |
Live Oak Bank | Nationwide | $300 | 11/18/2022 | Review |
M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $1500 | 06/28/2024 | Review |
Mercury | Nationwide | $500 | None | Review |
Mercury | Nationwide | $100 | None | Review |
MIDFLORIDA Credit Union | FL | $300 | None | Review |
Newtown Savings Bank | CT | $300 | 01/31/2024 | Review |
North State Bank | NC | $450 | None | Review |
Old National Bank | IL, IN, KY, MI, WI | $500 | 07/31/2023 | Review |
OnPoint Community Credit Union | OR | $200 | 08/15/2023 | Review |
Partner Colorado Credit Union | CO | $250 | 03/31/2024 | Review |
PNC Bank | AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV | $500 | 06/30/2024 | Review |
Popular Bank | FL, NJ, NY | $750 | 06/30/2023 | Review |
Provident Bank | NJ, PA | $600 | 05/31/2023 | Review |
Provident Credit Union | CA | $300 | None | Review |
Regent Bank | OK, MO | $2000 | None | Review |
Relay Financial Banking | Nationwide | $150 | None | Review |
Republic Bank of Chicago | IL | $2,000 | None | Review |
Republic Bank | FL, IN, KY, OH, TN | $200 | 12/31/2024 | Review |
Rockland Trust Bank | MA | $300 | 12/30/2022 | Review |
Rockland Trust Bank | MA | $300 | 11/30/2022 | Review |
S&T Bank | OH, PA | $900 | 06/28/2024 | Review |
Santander Bank | NH, FL, MA, RI, CT, DE, NY, NJ, PA | $500 | 07/30/2024 | Review |
Seacoast Bank | FL | $600 | 12/31/2024 | Review |
Seacoast Bank | FL | $600 | 12/31/2024 | Review |
South State Bank | AL, FL, GA, NC, SC, VA | $400 | None | Review |
St. Jean's Credit Union | MA | $25 | None | Review |
TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
TBK Bank | CO, IA, IL, KS & TX | $200 | None | Review |
TBK Bank | CO, IA, IL, KS & TX | $150 | None | Review |
Technology Credit Union | CA | $100 | None | Review |
Texas Capital Bank | TX | $700 | 08/01/2023 | Review |
Truist Bank | AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV | $400 | 06/27/2024 | Review |
Trustco Bank | FL, MA, NJ, NY, VT | $150 | 04/30/2024 | Review |
Valley First Credit Union | CA | $500 | None | Review |
WaterStone Bank | WI | $250 | None | Review |
Webster Bank | NY, MA, RI, CT | $250 | None | Review |
WECU | WA | $250 | 12/31/2023 | Review |
WesBanco | IN, KY, OH, PA, WV | $500 | None | Review |
Winden | Nationwide | $200 | None | Review |
Wintrust Bank | IL, FL, IN, WI | $500 | 01/31/2024 | Review |
How To Qualify For Checking Account Bonuses?
- First, you will usually be required to be a new customer.
- Second, you’ll need to be sure that you’re able to meet the bank bonus’ requirements during the specified period of time.
- Some of these qualifying activities can be:
- Maintaining a minimum balance, minimum deposit
- Qualifying direct deposit(s)
- Using your debit card
- Enrolling in mobile banking / e-Statements / etc
- or a combination of the above.
- Please note that these are just your typical requirements. There could be some other requirements outside of this scope.
- Some of these qualifying activities can be:
Let’s take the above requirements and go a little more in-depth. Bank bonus requirements typically (not always) will be in these four categories:
- Minimum Balance: Some bank bonuses will require you to transfer new money to your new account and maintaining that balance for a specified period of time. This amount of time may vary, but typical range is between 30-90 days.
- Direct Deposit(s): Some bank bonus offers will require you to set up and receive qualifying direct deposits – such as your employer, government (lke social security), etc. Some offers may have a specified amount such as an x amount per direct deposit for x amount of months or multiple direct deposits totaling a certain amount within a certain time frame.
- Debit Card Transactions: Other bank bonus promotions may require you to use your debit card such as making a certain number of debit card transactions within a certain time frame. Please not that ATM withdrawals/deposits will not count toward this requirement.
- Account Features: The other common bank offer requirement includes using account features like Bill Pay, enrolling in e-Statements, using / logging into the mobile app, using mobile features like remote deposit capture, and more.
Unsure of what the requirements will be or if you’ll be able to meet them? Don’t fret, as these bank bonuses will lay out the requirements for you so you will know if you’re able to meet the qualifying activity or note.
Be sure to read the fine print to get a better understanding.
After you meet the requirements, be sure that you are in good standing. My recommendation is to have the account open for at least 6 months. Some accounts will come with an “early account closure or termination fee” – meaning they may revoke the bonus, have a fee for closing the account early, etc. You typically can find this information in the fine print or in their disclosures.
David Cowen says
Wow! Your website is a wealth of information. Thank you. One possible suggestion that could improve your reader’s experience: Indicate when an offer is new with possible wording like this in the margin:
NEW OFFER 11/02/2021. That would make it easy for people to easily identify new offers rather than scrolling through the long list of old offers. Thanks.
Joe says
Thanks Anthony for compiling all this useful banking information!
Thanks to you, I am going back to Santander for my 2nd time $400…
The devil is always in the details. Must be meticulous to win the bank promotion game.
Tasha Lewis says
Anthony,
Thank you for always providing excellent information!
Happy New Year!
Fancy Skater says
I received a flyer from PNC with a $300 bonus offer for opening the Virtual Wallet with Performance Select Checking account. I met all of the requirements including the direct deposit from “an outside agency” totally more than $5,000 and using the debit card more than 10 times. Needless to say, I never received the promised bonus. Even after repeated calls to PNC and reporting the fraudulent advertising to the BBB, the bonus was never paid. If you open a checking account expecting to receive a bonus — beware!
Ebert Beeman says
PNC is very corrupt, So is TD Bank. Key Bank is a great bank to deal with
Cash Poor says
Incredible amount of research. Thanks for putting it all together. I am amazed you have the patients to dig through all the mess to find the details.
Tasha Lewis says
Anthony,
Can you post this information on my Twitter.com/ICCGRPLEWIS? You have updated it substantially and I would like to always have the most current and accurate information.
Thank you for all you do!
Esther says
What bank is currently offering a good promotion to simply open up a Savings (preferably passbook – I’m old school) and Checking account out there, in south FL?
Mark says
First Merchants is not Nationwide, it is for residents of Indiana, Illinois & Ohio.
Victoria says
I followed this article, followed the links , went to the capital one 360 site ,
https://www.capitalone.com/bonus400/.
opened the account, felt weird , why no print out the bonus offer under my account ? i called 18884640727
was told by capital one there is no any bonus at all .
i have found this article a lot bank offers not valid when i verified with the banks
Dillweeed7 says
From your link, in the qualifying details bottom of page: IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER.